Harvest auto stem cells at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$2,457.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,567.33

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,816.24 with Wellcare vs $6,658.17 with BCBS - Premera — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicare|All Plans $1,816.24 ↓ -26%
CHPW Medicare|All Plans $1,910.45 ↓ -22%
Kaiser Medicare|All Plans $1,910.45 ↓ -22%
Optum Medicare|All Plans $1,929.55 ↓ -21%
BCBS - Regence Medicare|All Plans $1,967.76 ↓ -20%
Aetna Medicare|All Plans $1,967.76 ↓ -20%
BCBS - Premera Medicare|All Plans $1,967.76 ↓ -20%
Humana Medicare|All Plans $2,044.18 ↓ -17%
United Medicare|All Plans $2,063.29 ↓ -16%
Molina Medicare|All Plans $2,063.29 ↓ -16%
Cigna Commercial|All Plans $3,340.40 ↑ +36%
Aetna Commercial|AWH $3,605.51 ↑ +47%
Aetna Commercial|Sound Health $3,817.60 ↑ +55%
Sound Family Medicine Commercial|All Plans $3,820.90 ↑ +56%
First Choice Commercial|All Plans $3,870.63 ↑ +58%
Aetna Commercial|WEA $4,241.78 ↑ +73%
Aetna Commercial|All Other Plans $4,241.78 ↑ +73%
Uniform Medical Plan Commercial|All Plans $4,242.99 ↑ +73%
United Commercial|All Other Plans $4,347.83 ↑ +77%
United Commercial|Cascade Care $4,347.83 ↑ +77%
Molina Commercial|Marketplace Exchange $4,394.03 ↑ +79%
Coordinated Care Commercial|Ambetter Exchange $4,470.45 ↑ +82%
Aetna Commercial|Rental $4,665.96 ↑ +90%
MultiPlan Commercial|All Plans $4,772.00 ↑ +94%
BCBS - Regence Commercial|All Plans $4,878.18 ↑ +99%
BCBS - Premera Commercial|LifeWise Primary Exchange $6,025.44 ↑ +145%
Kaiser Commercial|All Plans $6,408.93 ↑ +161%
BCBS - Premera Commercial|All Other Plans $6,658.17 ↑ +171%

Visitor-reported prices

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Harvest auto stem cells at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $3,853.44 $1,803.48 – $6,221.01
Providence Sacred Heart Medical Center and Children's Hospital Spokane $8,859.20 $1,735.51 – $4,765.03
Swedish Medical Center Cherry Hill Seattle $3,853.44 $1,803.48 – $6,022.47
Swedish Issaquah Issaquah $3,853.44 $1,808.54 – $6,221.01
MultiCare Valley Hospital Spokane Valley $2,436.40 $1,160.81 – $6,051.29
St. Anne Hospital Burien $1,700.02 $2,279.96 – $4,772.00
St. Anthony Hospital Gig Harbor $1,693.30 $3,699.99 – $4,223.52
MultiCare Auburn Medical Center Auburn $3,297.60 $1,187.35 – $7,476.01

All Washington hospitals for this procedure →