Frozen blood prep at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$170.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$385.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$199.71 with Kaiser vs $1,527.53 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $199.71 ↑ +17%
CHPW Medicare|All Plans $199.71 ↑ +17%
Optum Medicare|All Plans $201.71 ↑ +18%
Wellcare Medicare|All Plans $202.19 ↑ +19%
BCBS - Regence Medicare|All Plans $205.70 ↑ +21%
Aetna Medicare|All Plans $205.70 ↑ +21%
BCBS - Premera Medicare|All Plans $205.70 ↑ +21%
Humana Medicare|All Plans $213.69 ↑ +26%
United Medicare|All Plans $215.69 ↑ +27%
Molina Medicare|All Plans $215.69 ↑ +27%
Cigna Commercial|All Plans $243.00 ↑ +43%
Aetna Commercial|AWH $262.28 ↑ +54%
Aetna Commercial|Sound Health $277.71 ↑ +63%
First Choice Commercial|All Plans $281.57 ↑ +65%
Aetna Commercial|WEA $308.56 ↑ +81%
Aetna Commercial|All Other Plans $308.56 ↑ +81%
United Commercial|Cascade Care $316.28 ↑ +86%
United Commercial|All Other Plans $316.28 ↑ +86%
Aetna Commercial|Rental $339.42 ↑ +99%
MultiPlan Commercial|All Plans $347.13 ↑ +104%
Sound Family Medicine Commercial|All Plans $399.42 ↑ +135%
Molina Commercial|Marketplace Exchange $459.33 ↑ +170%
Coordinated Care Commercial|Ambetter Exchange $467.32 ↑ +175%
Uniform Medical Plan Commercial|All Plans $472.34 ↑ +177%
BCBS - Regence Commercial|All Plans $543.05 ↑ +219%
BCBS - Premera Commercial|LifeWise Primary Exchange $670.76 ↑ +294%
BCBS - Premera Commercial|All Other Plans $741.20 ↑ +335%
Kaiser Commercial|All Plans $1,527.53 ↑ +797%

Visitor-reported prices

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Frozen blood prep at other Washington hospitals

Hospital City Cash price Negotiated range
Central Medical Center Seattle $504.80 $172.00 – $172.00
St. Anne Hospital Burien $117.78 $165.86 – $347.13
St. Anthony Hospital Gig Harbor $117.32 $162.87 – $881.87
St. Joseph Medical Center Tacoma $127.75 $162.87 – $881.87
St. Elizabeth Hospital Enumclaw $136.30 $65.57 – $347.13
Virginia Mason Medical Center Seattle $324.36 $960.01 – $960.01
St. Francis Hospital Federal Way $121.05 $162.87 – $881.87
St. Clare Hospital Lakewood $111.18 $162.87 – $881.87

All Washington hospitals for this procedure →