Exc ben+marg excep skin tag tal 0.6-1cm 11401 at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$379.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$860.09

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$465.62 with Kaiser vs $1,758.28 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $465.62 ↑ +23%
CHPW Medicare|All Plans $465.62 ↑ +23%
Optum Medicare|All Plans $470.28 ↑ +24%
Wellcare Medicare|All Plans $472.00 ↑ +24%
BCBS - Regence Medicare|All Plans $479.59 ↑ +26%
Aetna Medicare|All Plans $479.59 ↑ +26%
BCBS - Premera Medicare|All Plans $479.59 ↑ +26%
Humana Medicare|All Plans $498.21 ↑ +31%
United Medicare|All Plans $502.87 ↑ +32%
Molina Medicare|All Plans $502.87 ↑ +32%
Cigna Commercial|All Plans $541.86 ↑ +43%
Aetna Commercial|AWH $584.87 ↑ +54%
Aetna Commercial|Sound Health $619.27 ↑ +63%
First Choice Commercial|All Plans $627.87 ↑ +65%
Aetna Commercial|WEA $688.08 ↑ +81%
Aetna Commercial|All Other Plans $688.08 ↑ +81%
United Commercial|Cascade Care $705.28 ↑ +86%
United Commercial|All Other Plans $705.28 ↑ +86%
Aetna Commercial|Rental $756.88 ↑ +99%
MultiPlan Commercial|All Plans $774.09 ↑ +104%
Sound Family Medicine Commercial|All Plans $931.24 ↑ +145%
Molina Commercial|Marketplace Exchange $1,070.93 ↑ +182%
Coordinated Care Commercial|Ambetter Exchange $1,089.55 ↑ +187%
Uniform Medical Plan Commercial|All Plans $1,102.68 ↑ +190%
BCBS - Regence Commercial|All Plans $1,267.76 ↑ +234%
BCBS - Premera Commercial|LifeWise Primary Exchange $1,565.90 ↑ +313%
BCBS - Premera Commercial|All Other Plans $1,730.34 ↑ +356%
Kaiser Commercial|All Plans $1,758.28 ↑ +363%

Visitor-reported prices

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Exc ben+marg excep skin tag tal 0.6-1cm 11401 at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $389.90 not published
Swedish Medical Center - First Hill Campus Seattle $1,956.96 $470.74 – $1,501.70
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,124.90 $453.00 – $1,152.88
Swedish Medical Center Cherry Hill Seattle $1,956.96 $470.74 – $1,453.77
Swedish Issaquah Issaquah $1,956.96 $472.06 – $1,501.70
Providence Centralia Hospital Centralia $863.72 $470.74 – $1,869.13
Providence Mount Carmel Hospital Colville $1,135.40 not published
Providence St Mary Medical Center Walla Walla $508.20 $353.33 – $1,450.58

All Washington hospitals for this procedure →