ER Visit (level 2) at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$555.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,259.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$184.56 with Kaiser vs $1,133.10 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $184.56 ↓ -67%
CHPW Medicare|All Plans $184.56 ↓ -67%
Optum Medicare|All Plans $186.41 ↓ -66%
BCBS - Regence Medicare|All Plans $190.10 ↓ -66%
Aetna Medicare|All Plans $190.10 ↓ -66%
BCBS - Premera Medicare|All Plans $190.10 ↓ -66%
Wellcare Medicare|All Plans $193.60 ↓ -65%
Humana Medicare|All Plans $197.48 ↓ -64%
United Medicare|All Plans $199.32 ↓ -64%
Molina Medicare|All Plans $199.32 ↓ -64%
Sound Family Medicine Commercial|All Plans $369.12 ↓ -34%
Molina Commercial|Marketplace Exchange $424.49 ↓ -24%
Coordinated Care Commercial|Ambetter Exchange $431.87 ↓ -22%
Uniform Medical Plan Commercial|All Plans $452.28 ↓ -19%
BCBS - Regence Commercial|All Plans $519.99 ↓ -6%
BCBS - Premera Commercial|LifeWise Primary Exchange $642.27 ↑ +16%
Kaiser Commercial|All Plans $658.36 ↑ +18%
BCBS - Premera Commercial|All Other Plans $709.72 ↑ +28%
Cigna Commercial|All Plans $793.17 ↑ +43%
Aetna Commercial|AWH $856.12 ↑ +54%
Aetna Commercial|Sound Health $906.48 ↑ +63%
First Choice Commercial|All Plans $919.07 ↑ +65%
Aetna Commercial|WEA $1,007.20 ↑ +81%
Aetna Commercial|All Other Plans $1,007.20 ↑ +81%
United Commercial|Cascade Care $1,032.38 ↑ +86%
United Commercial|All Other Plans $1,032.38 ↑ +86%
Aetna Commercial|Rental $1,107.92 ↑ +99%
MultiPlan Commercial|All Plans $1,133.10 ↑ +104%

Visitor-reported prices

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ER Visit (level 2) at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $237.30 not published
Swedish Medical Center - First Hill Campus Seattle $336.00 $177.80 – $623.17
Providence Sacred Heart Medical Center and Children's Hospital Spokane $452.20 $171.10 – $435.45
Swedish Medical Center Cherry Hill Seattle $336.00 $177.80 – $600.13
Swedish Issaquah Issaquah $336.00 $178.30 – $623.17
Central Medical Center Seattle $604.00 $234.00 – $234.00
Providence Centralia Hospital Centralia $539.76 $177.80 – $797.19
Providence Mount Carmel Hospital Colville $212.80 not published

All Washington hospitals for this procedure →