Electrophysiology evaluation at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$1,982.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,491.53

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,408.81 with Wellcare vs $5,264.70 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicare|All Plans $1,408.81 ↓ -29%
CHPW Medicare|All Plans $1,414.81 ↓ -29%
Kaiser Medicare|All Plans $1,414.81 ↓ -29%
Optum Medicare|All Plans $1,428.96 ↓ -28%
BCBS - Regence Medicare|All Plans $1,457.25 ↓ -26%
Aetna Medicare|All Plans $1,457.25 ↓ -26%
BCBS - Premera Medicare|All Plans $1,457.25 ↓ -26%
Humana Medicare|All Plans $1,513.85 ↓ -24%
Molina Medicare|All Plans $1,527.99 ↓ -23%
United Medicare|All Plans $1,527.99 ↓ -23%
Sound Family Medicine Commercial|All Plans $2,829.62 ↑ +43%
Cigna Commercial|All Plans $2,829.67 ↑ +43%
Aetna Commercial|AWH $3,054.25 ↑ +54%
Aetna Commercial|Sound Health $3,233.91 ↑ +63%
Molina Commercial|Marketplace Exchange $3,254.06 ↑ +64%
First Choice Commercial|All Plans $3,278.82 ↑ +65%
Uniform Medical Plan Commercial|All Plans $3,291.18 ↑ +66%
Coordinated Care Commercial|Ambetter Exchange $3,310.66 ↑ +67%
Aetna Commercial|WEA $3,593.23 ↑ +81%
Aetna Commercial|All Other Plans $3,593.23 ↑ +81%
United Commercial|All Other Plans $3,683.06 ↑ +86%
United Commercial|Cascade Care $3,683.06 ↑ +86%
BCBS - Regence Commercial|All Plans $3,783.88 ↑ +91%
Aetna Commercial|Rental $3,952.55 ↑ +99%
MultiPlan Commercial|All Plans $4,042.38 ↑ +104%
BCBS - Premera Commercial|LifeWise Primary Exchange $4,673.76 ↑ +136%
BCBS - Premera Commercial|All Other Plans $5,164.55 ↑ +161%
Kaiser Commercial|All Plans $5,264.70 ↑ +166%

Visitor-reported prices

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Electrophysiology evaluation at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $3,472.32 $1,409.90 – $4,809.42
Providence Sacred Heart Medical Center and Children's Hospital Spokane $4,714.50 $1,356.76 – $3,452.95
Swedish Medical Center Cherry Hill Seattle $3,472.32 $1,409.90 – $4,631.66
Swedish Issaquah Issaquah $3,472.32 $1,413.85 – $4,809.42
Kadlec Regional Medical Center Richland $9,623.60 $566.25 – $3,663.85
Providence Regional Medical Center Everett - Colby Campus Everett $1,555.32 $1,386.54 – $3,742.85
Providence St Peter Hospital Olympia $2,848.56 $1,190.23 – $4,641.53
MultiCare Valley Hospital Spokane Valley $1,800.00 $1,369.51 – $4,970.92

All Washington hospitals for this procedure →