Electrophysiology evaluation at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$5,712.59

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,943.49

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8,154.40 with Cigna vs $32,407.99 with BCBS - Premera — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $8,154.40 ↑ +43%
Aetna Commercial|AWH $8,801.58 ↑ +54%
Wellcare Medicare|All Plans $8,840.36 ↑ +55%
CHPW Medicare|All Plans $8,843.32 ↑ +55%
Kaiser Medicare|All Plans $8,843.32 ↑ +55%
Optum Medicare|All Plans $8,931.75 ↑ +56%
BCBS - Premera Medicare|All Plans $9,108.62 ↑ +59%
Aetna Medicare|All Plans $9,108.62 ↑ +59%
BCBS - Regence Medicare|All Plans $9,108.62 ↑ +59%
Aetna Commercial|Sound Health $9,319.32 ↑ +63%
First Choice Commercial|All Plans $9,448.75 ↑ +65%
Humana Medicare|All Plans $9,462.35 ↑ +66%
Molina Medicare|All Plans $9,550.79 ↑ +67%
United Medicare|All Plans $9,550.79 ↑ +67%
Aetna Commercial|WEA $10,354.80 ↑ +81%
Aetna Commercial|All Other Plans $10,354.80 ↑ +81%
United Commercial|Cascade Care $10,613.67 ↑ +86%
United Commercial|All Other Plans $10,613.67 ↑ +86%
Aetna Commercial|Rental $11,390.28 ↑ +99%
MultiPlan Commercial|All Plans $11,649.15 ↑ +104%
Sound Family Medicine Commercial|All Plans $17,686.64 ↑ +210%
Molina Commercial|Marketplace Exchange $20,339.64 ↑ +256%
Uniform Medical Plan Commercial|All Plans $20,652.38 ↑ +262%
Coordinated Care Commercial|Ambetter Exchange $20,693.37 ↑ +262%
BCBS - Regence Commercial|All Plans $23,744.11 ↑ +316%
BCBS - Premera Commercial|LifeWise Primary Exchange $29,328.26 ↑ +413%
Kaiser Commercial|All Plans $31,731.45 ↑ +455%
BCBS - Premera Commercial|All Other Plans $32,407.99 ↑ +467%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Electrophysiology evaluation at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $15,800.16 $9,031.93 – $28,663.41
Providence Sacred Heart Medical Center and Children's Hospital Spokane $15,344.70 $8,691.51 – $22,119.90
Swedish Medical Center Cherry Hill Seattle $15,800.16 $9,031.93 – $27,603.98
Swedish Issaquah Issaquah $15,800.16 $9,057.27 – $28,663.41
Kadlec Regional Medical Center Richland $8,536.50 $1,401.00 – $21,835.98
Providence Regional Medical Center Everett - Colby Campus Everett $7,086.56 $8,882.28 – $22,306.84
Providence St Peter Hospital Olympia $14,308.32 $7,624.72 – $29,287.88
MultiCare Valley Hospital Spokane Valley $10,945.60 $8,773.21 – $29,960.74

All Washington hospitals for this procedure →