Electrophysiology evaluation at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$4,462.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,112.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6,370.63 with Cigna vs $32,407.99 with BCBS - Premera — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $6,370.63 | ↑ +43% |
| Aetna | Commercial|AWH | $6,876.23 | ↑ +54% |
| Aetna | Commercial|Sound Health | $7,280.72 | ↑ +63% |
| First Choice | Commercial|All Plans | $7,381.84 | ↑ +65% |
| Aetna | Commercial|All Other Plans | $8,089.68 | ↑ +81% |
| Aetna | Commercial|WEA | $8,089.68 | ↑ +81% |
| United | Commercial|All Other Plans | $8,291.93 | ↑ +86% |
| United | Commercial|Cascade Care | $8,291.93 | ↑ +86% |
| Wellcare | Medicare|All Plans | $8,840.36 | ↑ +98% |
| Kaiser | Medicare|All Plans | $8,843.32 | ↑ +98% |
| CHPW | Medicare|All Plans | $8,843.32 | ↑ +98% |
| Aetna | Commercial|Rental | $8,898.65 | ↑ +99% |
| Optum | Medicare|All Plans | $8,931.75 | ↑ +100% |
| MultiPlan | Commercial|All Plans | $9,100.89 | ↑ +104% |
| BCBS - Premera | Medicare|All Plans | $9,108.62 | ↑ +104% |
| Aetna | Medicare|All Plans | $9,108.62 | ↑ +104% |
| BCBS - Regence | Medicare|All Plans | $9,108.62 | ↑ +104% |
| Humana | Medicare|All Plans | $9,462.35 | ↑ +112% |
| Molina | Medicare|All Plans | $9,550.79 | ↑ +114% |
| United | Medicare|All Plans | $9,550.79 | ↑ +114% |
| Sound Family Medicine | Commercial|All Plans | $17,686.64 | ↑ +296% |
| Molina | Commercial|Marketplace Exchange | $20,339.64 | ↑ +356% |
| Uniform Medical Plan | Commercial|All Plans | $20,652.38 | ↑ +363% |
| Coordinated Care | Commercial|Ambetter Exchange | $20,693.37 | ↑ +364% |
| BCBS - Regence | Commercial|All Plans | $23,744.11 | ↑ +432% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $29,328.26 | ↑ +557% |
| Kaiser | Commercial|All Plans | $31,731.45 | ↑ +611% |
| BCBS - Premera | Commercial|All Other Plans | $32,407.99 | ↑ +626% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $15,800.16 | $9,031.93 – $28,663.41 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $14,511.00 | $8,691.51 – $22,119.90 |
| Swedish Medical Center Cherry Hill | Seattle | $15,800.16 | $9,031.93 – $27,603.98 |
| Swedish Issaquah | Issaquah | $15,800.16 | $9,057.27 – $28,663.41 |
| Kadlec Regional Medical Center | Richland | $7,344.40 | $1,146.28 – $21,835.98 |
| Providence Regional Medical Center Everett - Colby Campus | Everett | $2,725.84 | $8,882.28 – $22,306.84 |
| Providence St Peter Hospital | Olympia | $15,783.04 | $7,624.72 – $29,287.88 |
| MultiCare Valley Hospital | Spokane Valley | $10,726.00 | $8,773.21 – $29,960.74 |