Dstrj nulyt agt gnclr nrv at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$2,907.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,588.43
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,275.80 with CHPW vs $8,471.71 with Kaiser — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CHPW | Medicare|All Plans | $2,275.80 | ↓ -22% |
| Kaiser | Medicare|All Plans | $2,275.80 | ↓ -22% |
| Wellcare | Medicare|All Plans | $2,285.54 | ↓ -21% |
| Optum | Medicare|All Plans | $2,298.56 | ↓ -21% |
| BCBS - Premera | Medicare|All Plans | $2,344.07 | ↓ -19% |
| Aetna | Medicare|All Plans | $2,344.07 | ↓ -19% |
| BCBS - Regence | Medicare|All Plans | $2,344.07 | ↓ -19% |
| Humana | Medicare|All Plans | $2,435.11 | ↓ -16% |
| United | Medicare|All Plans | $2,457.86 | ↓ -15% |
| Molina | Medicare|All Plans | $2,457.86 | ↓ -15% |
| Cigna | Commercial|All Plans | $4,150.72 | ↑ +43% |
| Aetna | Commercial|AWH | $4,480.14 | ↑ +54% |
| Sound Family Medicine | Commercial|All Plans | $4,551.60 | ↑ +57% |
| Aetna | Commercial|Sound Health | $4,743.67 | ↑ +63% |
| First Choice | Commercial|All Plans | $4,809.56 | ↑ +65% |
| Molina | Commercial|Marketplace Exchange | $5,234.34 | ↑ +80% |
| Aetna | Commercial|WEA | $5,270.75 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $5,270.75 | ↑ +81% |
| Coordinated Care | Commercial|Ambetter Exchange | $5,325.37 | ↑ +83% |
| Uniform Medical Plan | Commercial|All Plans | $5,339.34 | ↑ +84% |
| United | Commercial|Cascade Care | $5,402.52 | ↑ +86% |
| United | Commercial|All Other Plans | $5,402.52 | ↑ +86% |
| Aetna | Commercial|Rental | $5,797.82 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $5,929.59 | ↑ +104% |
| BCBS - Regence | Commercial|All Plans | $6,138.66 | ↑ +111% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $7,582.34 | ↑ +161% |
| BCBS - Premera | Commercial|All Other Plans | $8,378.55 | ↑ +188% |
| Kaiser | Commercial|All Plans | $8,471.71 | ↑ +191% |
Visitor-reported prices
Comments
Dstrj nulyt agt gnclr nrv at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $6,138.72 | $2,261.24 – $8,373.23 |
| Swedish Medical Center Cherry Hill | Seattle | $6,138.72 | $2,261.24 – $8,063.75 |
| Swedish Issaquah | Issaquah | $6,138.72 | $2,267.58 – $8,373.23 |
| Providence St Mary Medical Center | Walla Walla | $4,517.80 | $1,710.86 – $4,025.62 |
| Kadlec Regional Medical Center | Richland | $3,136.00 | $246.12 – $6,378.79 |
| Providence Regional Medical Center Everett - Colby Campus | Everett | $2,386.28 | $1,985.00 – $6,516.34 |
| MultiCare Valley Hospital | Spokane Valley | $2,806.40 | $2,196.46 – $7,998.96 |
| MultiCare Yakima Memorial Hospital | Yakima | $2,238.80 | $2,329.57 – $6,009.28 |