Dilat xst trc ndurlgc px at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$2,878.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,521.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,019.50 with Kaiser vs $15,128.10 with BCBS - Premera — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $4,019.50 | ↑ +40% |
| CHPW | Medicare|All Plans | $4,019.50 | ↑ +40% |
| Optum | Medicare|All Plans | $4,059.70 | ↑ +41% |
| Cigna | Commercial|All Plans | $4,108.55 | ↑ +43% |
| Wellcare | Medicare|All Plans | $4,126.69 | ↑ +43% |
| Aetna | Medicare|All Plans | $4,140.09 | ↑ +44% |
| BCBS - Regence | Medicare|All Plans | $4,140.09 | ↑ +44% |
| BCBS - Premera | Medicare|All Plans | $4,140.09 | ↑ +44% |
| Humana | Medicare|All Plans | $4,300.86 | ↑ +49% |
| United | Medicare|All Plans | $4,341.06 | ↑ +51% |
| Molina | Medicare|All Plans | $4,341.06 | ↑ +51% |
| Aetna | Commercial|AWH | $4,434.62 | ↑ +54% |
| Aetna | Commercial|Sound Health | $4,695.48 | ↑ +63% |
| First Choice | Commercial|All Plans | $4,760.70 | ↑ +65% |
| Aetna | Commercial|WEA | $5,217.20 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $5,217.20 | ↑ +81% |
| United | Commercial|Cascade Care | $5,347.63 | ↑ +86% |
| United | Commercial|All Other Plans | $5,347.63 | ↑ +86% |
| Aetna | Commercial|Rental | $5,738.92 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $5,869.35 | ↑ +104% |
| Sound Family Medicine | Commercial|All Plans | $8,039.00 | ↑ +179% |
| Molina | Commercial|Marketplace Exchange | $9,244.85 | ↑ +221% |
| Coordinated Care | Commercial|Ambetter Exchange | $9,405.63 | ↑ +227% |
| Uniform Medical Plan | Commercial|All Plans | $9,640.55 | ↑ +235% |
| BCBS - Regence | Commercial|All Plans | $11,083.78 | ↑ +285% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $13,690.47 | ↑ +376% |
| Kaiser | Commercial|All Plans | $15,105.73 | ↑ +425% |
| BCBS - Premera | Commercial|All Other Plans | $15,128.10 | ↑ +426% |
Visitor-reported prices
Comments
Dilat xst trc ndurlgc px at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $12,576.48 | $4,081.89 – $12,400.79 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $6,520.50 | $3,928.04 – $9,996.87 |
| Swedish Medical Center Cherry Hill | Seattle | $12,576.48 | $4,081.89 – $9,551.63 |
| Swedish Issaquah | Issaquah | $12,576.48 | $4,093.34 – $9,087.22 |
| Providence St Mary Medical Center | Walla Walla | $3,771.60 | $3,089.07 – $7,266.88 |
| Kadlec Regional Medical Center | Richland | $13,564.60 | $250.14 – $7,266.88 |
| Providence Holy Family Hospital | Spokane | $3,686.90 | $3,379.00 – $13,312.00 |
| Providence Regional Medical Center Everett - Colby Campus | Everett | $2,472.60 | $1,985.00 – $24,031.00 |