Destruction mal lsn t/a/l 3.1-4cm at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$465.62 with Kaiser vs $1,758.28 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $465.62
CHPW Medicare|All Plans $465.62
Optum Medicare|All Plans $470.28
Wellcare Medicare|All Plans $472.00
BCBS - Regence Medicare|All Plans $479.59
Aetna Medicare|All Plans $479.59
BCBS - Premera Medicare|All Plans $479.59
Humana Medicare|All Plans $498.21
Molina Medicare|All Plans $502.87
United Medicare|All Plans $502.87
Sound Family Medicine Commercial|All Plans $931.24
Molina Commercial|Marketplace Exchange $1,070.93
Coordinated Care Commercial|Ambetter Exchange $1,089.55
Uniform Medical Plan Commercial|All Plans $1,102.68
BCBS - Regence Commercial|All Plans $1,267.76
BCBS - Premera Commercial|LifeWise Primary Exchange $1,565.90
BCBS - Premera Commercial|All Other Plans $1,730.34
Kaiser Commercial|All Plans $1,758.28
First Choice Commercial|All Plans not published by hospital
Aetna Commercial|WEA not published by hospital
Aetna Commercial|Rental not published by hospital
Aetna Commercial|AWH not published by hospital
Aetna Commercial|All Other Plans not published by hospital
United Commercial|Cascade Care not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Cigna Commercial|All Plans not published by hospital
United Commercial|All Other Plans not published by hospital
Aetna Commercial|Sound Health not published by hospital

Visitor-reported prices

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Destruction mal lsn t/a/l 3.1-4cm at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $1,035.36 $470.74 – $1,501.70
Swedish Medical Center Cherry Hill Seattle $1,035.36 $470.74 – $1,453.77
Swedish Issaquah Issaquah $1,035.36 $472.06 – $1,501.70
Virginia Mason Medical Center Seattle $608.43 $6.07 – $604.04
Providence St Luke's Rehabilitation Medical Center Spokane not published $453.00 – $498.30
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $453.00 – $1,152.88
Central Medical Center Seattle not published not published
Providence Centralia Hospital Centralia not published $470.74 – $1,869.13

All Washington hospitals for this procedure →