Conversion ext bil drg cath at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$2,007.41

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,548.34

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,865.46 with Cigna vs $16,693.12 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $2,865.46 ↑ +43%
Aetna Commercial|AWH $3,092.88 ↑ +54%
Aetna Commercial|Sound Health $3,274.81 ↑ +63%
First Choice Commercial|All Plans $3,320.29 ↑ +65%
Aetna Commercial|WEA $3,638.68 ↑ +81%
Aetna Commercial|All Other Plans $3,638.68 ↑ +81%
United Commercial|Cascade Care $3,729.64 ↑ +86%
United Commercial|All Other Plans $3,729.64 ↑ +86%
Aetna Commercial|Rental $4,002.54 ↑ +99%
MultiPlan Commercial|All Plans $4,093.51 ↑ +104%
Wellcare Medicare|All Plans $4,095.34 ↑ +104%
CHPW Medicare|All Plans $4,112.84 ↑ +105%
Kaiser Medicare|All Plans $4,112.84 ↑ +105%
Optum Medicare|All Plans $4,153.97 ↑ +107%
BCBS - Premera Medicare|All Plans $4,236.23 ↑ +111%
Aetna Medicare|All Plans $4,236.23 ↑ +111%
BCBS - Regence Medicare|All Plans $4,236.23 ↑ +111%
Humana Medicare|All Plans $4,400.74 ↑ +119%
United Medicare|All Plans $4,441.87 ↑ +121%
Molina Medicare|All Plans $4,441.87 ↑ +121%
Sound Family Medicine Commercial|All Plans $8,225.68 ↑ +310%
Molina Commercial|Marketplace Exchange $9,459.53 ↑ +371%
Uniform Medical Plan Commercial|All Plans $9,567.30 ↑ +377%
Coordinated Care Commercial|Ambetter Exchange $9,624.05 ↑ +379%
BCBS - Regence Commercial|All Plans $10,999.56 ↑ +448%
BCBS - Premera Commercial|LifeWise Primary Exchange $13,586.42 ↑ +577%
BCBS - Premera Commercial|All Other Plans $15,013.12 ↑ +648%
Kaiser Commercial|All Plans $16,693.12 ↑ +732%

Visitor-reported prices

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Conversion ext bil drg cath at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $6,818.00 not published
Swedish Medical Center - First Hill Campus Seattle $10,097.28 $4,146.07 – $15,142.49
Providence Sacred Heart Medical Center and Children's Hospital Spokane $3,220.00 $3,989.80 – $10,154.04
Swedish Medical Center Cherry Hill Seattle $10,097.28 $4,146.07 – $14,582.80
Swedish Issaquah Issaquah $10,097.28 $4,157.70 – $15,142.49
Providence Centralia Hospital Centralia $7,400.12 $4,146.07 – $18,189.64
Providence Mount Carmel Hospital Colville $8,197.00 not published
Providence St Mary Medical Center Walla Walla $4,740.40 $3,065.60 – $7,381.13

All Washington hospitals for this procedure →