Consultation/report referred slides prepared elsewhere at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$201.97
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$457.61
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$45.74 with Kaiser vs $411.85 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $45.74 | ↓ -77% |
| CHPW | Medicare|All Plans | $45.74 | ↓ -77% |
| Optum | Medicare|All Plans | $46.20 | ↓ -77% |
| BCBS - Regence | Medicare|All Plans | $47.11 | ↓ -77% |
| Aetna | Medicare|All Plans | $47.11 | ↓ -77% |
| BCBS - Premera | Medicare|All Plans | $47.11 | ↓ -77% |
| Wellcare | Medicare|All Plans | $47.48 | ↓ -76% |
| Humana | Medicare|All Plans | $48.94 | ↓ -76% |
| United | Medicare|All Plans | $49.40 | ↓ -76% |
| Molina | Medicare|All Plans | $49.40 | ↓ -76% |
| Sound Family Medicine | Commercial|All Plans | $91.48 | ↓ -55% |
| Molina | Commercial|Marketplace Exchange | $105.20 | ↓ -48% |
| Coordinated Care | Commercial|Ambetter Exchange | $107.03 | ↓ -47% |
| Uniform Medical Plan | Commercial|All Plans | $110.90 | ↓ -45% |
| BCBS - Regence | Commercial|All Plans | $127.50 | ↓ -37% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $157.50 | ↓ -22% |
| Kaiser | Commercial|All Plans | $160.05 | ↓ -21% |
| BCBS - Premera | Commercial|All Other Plans | $174.04 | ↓ -14% |
| Cigna | Commercial|All Plans | $229.32 | ↑ +14% |
| Aetna | Commercial|AWH | $311.18 | ↑ +54% |
| Aetna | Commercial|Sound Health | $329.48 | ↑ +63% |
| First Choice | Commercial|All Plans | $334.06 | ↑ +65% |
| Aetna | Commercial|WEA | $366.09 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $366.09 | ↑ +81% |
| United | Commercial|Cascade Care | $375.25 | ↑ +86% |
| United | Commercial|All Other Plans | $375.25 | ↑ +86% |
| Aetna | Commercial|Rental | $402.70 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $411.85 | ↑ +104% |
Visitor-reported prices
Comments
Consultation/report referred slides prepared elsewhere at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $301.00 | $41.62 – $120.35 |
| Central Medical Center | Seattle | $555.20 | $365.00 – $365.00 |
| Providence Holy Family Hospital | Spokane | $306.60 | $41.62 – $388.08 |
| MultiCare Yakima Memorial Hospital | Yakima | $205.20 | $44.56 – $124.82 |
| St. Anne Hospital | Burien | $139.74 | $100.77 – $411.85 |
| St. Anthony Hospital | Gig Harbor | $139.19 | $59.10 – $343.21 |
| MultiCare Auburn Medical Center | Auburn | $236.40 | $25.55 – $179.28 |
| MultiCare Good Samaritan Hospital | Puyallup | $236.40 | $26.14 – $179.28 |