Consultation/report referred material w/preparation of slides at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$139.68

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$316.48

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$62.27 with CHPW vs $284.84 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CHPW Medicare|All Plans $62.27 ↓ -55%
Kaiser Medicare|All Plans $62.27 ↓ -55%
Optum Medicare|All Plans $62.89 ↓ -55%
BCBS - Regence Medicare|All Plans $64.14 ↓ -54%
Wellcare Medicare|All Plans $64.14 ↓ -54%
Aetna Medicare|All Plans $64.14 ↓ -54%
BCBS - Premera Medicare|All Plans $64.14 ↓ -54%
Humana Medicare|All Plans $66.63 ↓ -52%
United Medicare|All Plans $67.25 ↓ -52%
Molina Medicare|All Plans $67.25 ↓ -52%
Cigna Commercial|All Plans $87.04 ↓ -38%
Sound Family Medicine Commercial|All Plans $124.54 ↓ -11%
Molina Commercial|Marketplace Exchange $143.22 ↑ +3%
Coordinated Care Commercial|Ambetter Exchange $145.71 ↑ +4%
Uniform Medical Plan Commercial|All Plans $149.85 ↑ +7%
BCBS - Regence Commercial|All Plans $172.28 ↑ +23%
BCBS - Premera Commercial|LifeWise Primary Exchange $212.78 ↑ +52%
Aetna Commercial|AWH $215.21 ↑ +54%
Aetna Commercial|Sound Health $227.87 ↑ +63%
First Choice Commercial|All Plans $231.04 ↑ +65%
BCBS - Premera Commercial|All Other Plans $235.13 ↑ +68%
Kaiser Commercial|All Plans $236.31 ↑ +69%
Aetna Commercial|WEA $253.19 ↑ +81%
Aetna Commercial|All Other Plans $253.19 ↑ +81%
United Commercial|Cascade Care $259.52 ↑ +86%
United Commercial|All Other Plans $259.52 ↑ +86%
Aetna Commercial|Rental $278.51 ↑ +99%
MultiPlan Commercial|All Plans $284.84 ↑ +104%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Consultation/report referred material w/preparation of slides at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $91.70 not published
Swedish Medical Center - First Hill Campus Seattle $684.48 $56.82 – $232.51
Providence Sacred Heart Medical Center and Children's Hospital Spokane $506.80 $58.07 – $178.09
Swedish Medical Center Cherry Hill Seattle $684.48 $56.82 – $225.09
Swedish Issaquah Issaquah $684.48 $56.82 – $232.51
Central Medical Center Seattle $339.20 $149.00 – $149.00
Providence Mount Carmel Hospital Colville $58.80 not published
Swedish Edmonds Hospital Edmonds $684.48 $56.64 – $222.62

All Washington hospitals for this procedure →