Cltx mndblr fx w/mnpj at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$1,245.38
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,821.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,726.31 with Kaiser vs $6,617.89 with BCBS - Premera — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $1,726.31 | ↑ +39% |
| CHPW | Medicare|All Plans | $1,726.31 | ↑ +39% |
| Optum | Medicare|All Plans | $1,743.57 | ↑ +40% |
| Cigna | Commercial|All Plans | $1,777.71 | ↑ +43% |
| BCBS - Premera | Medicare|All Plans | $1,778.10 | ↑ +43% |
| Aetna | Medicare|All Plans | $1,778.10 | ↑ +43% |
| BCBS - Regence | Medicare|All Plans | $1,778.10 | ↑ +43% |
| Wellcare | Medicare|All Plans | $1,805.25 | ↑ +45% |
| Humana | Medicare|All Plans | $1,847.15 | ↑ +48% |
| United | Medicare|All Plans | $1,864.41 | ↑ +50% |
| Molina | Medicare|All Plans | $1,864.41 | ↑ +50% |
| Aetna | Commercial|AWH | $1,918.79 | ↑ +54% |
| Aetna | Commercial|Sound Health | $2,031.66 | ↑ +63% |
| First Choice | Commercial|All Plans | $2,059.88 | ↑ +65% |
| Aetna | Commercial|WEA | $2,257.40 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $2,257.40 | ↑ +81% |
| United | Commercial|Cascade Care | $2,313.84 | ↑ +86% |
| United | Commercial|All Other Plans | $2,313.84 | ↑ +86% |
| Aetna | Commercial|Rental | $2,483.14 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $2,539.58 | ↑ +104% |
| Sound Family Medicine | Commercial|All Plans | $3,452.62 | ↑ +177% |
| Molina | Commercial|Marketplace Exchange | $3,970.51 | ↑ +219% |
| Coordinated Care | Commercial|Ambetter Exchange | $4,039.57 | ↑ +224% |
| Uniform Medical Plan | Commercial|All Plans | $4,217.33 | ↑ +239% |
| BCBS - Regence | Commercial|All Plans | $4,848.68 | ↑ +289% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $5,988.99 | ↑ +381% |
| Kaiser | Commercial|All Plans | $6,542.30 | ↑ +425% |
| BCBS - Premera | Commercial|All Other Plans | $6,617.89 | ↑ +431% |
Visitor-reported prices
Comments
Cltx mndblr fx w/mnpj at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Joseph Hospital | Chewelah | $2,076.20 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $3,697.92 | $1,796.72 – $6,571.29 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $3,286.50 | $1,729.00 – $4,400.30 |
| Swedish Medical Center Cherry Hill | Seattle | $3,697.92 | $1,796.72 – $6,328.40 |
| Swedish Issaquah | Issaquah | $3,697.92 | $1,801.76 – $6,571.29 |
| Providence Centralia Hospital | Centralia | $3,206.84 | $1,796.72 – $7,893.64 |
| Providence Mount Carmel Hospital | Colville | $2,429.00 | not published |
| Providence St Mary Medical Center | Walla Walla | $2,990.40 | $1,351.34 – $3,198.65 |