Cataract Surgery at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,658.01 with Kaiser vs $10,177.44 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $2,658.01
CHPW Medicare|All Plans $2,658.01
Optum Medicare|All Plans $2,684.59
BCBS - Regence Medicare|All Plans $2,737.75
Aetna Medicare|All Plans $2,737.75
BCBS - Premera Medicare|All Plans $2,737.75
Wellcare Medicare|All Plans $2,758.54
Humana Medicare|All Plans $2,844.07
United Medicare|All Plans $2,870.65
Molina Medicare|All Plans $2,870.65
Sound Family Medicine Commercial|All Plans $5,316.02
Molina Commercial|Marketplace Exchange $6,113.42
Coordinated Care Commercial|Ambetter Exchange $6,219.74
Uniform Medical Plan Commercial|All Plans $6,444.34
BCBS - Regence Commercial|All Plans $7,409.09
BCBS - Premera Commercial|LifeWise Primary Exchange $9,151.56
BCBS - Premera Commercial|All Other Plans $10,112.55
Kaiser Commercial|All Plans $10,177.44
First Choice Commercial|All Plans not published by hospital
Aetna Commercial|WEA not published by hospital
Aetna Commercial|Rental not published by hospital
Aetna Commercial|AWH not published by hospital
Aetna Commercial|All Other Plans not published by hospital
United Commercial|Cascade Care not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Cigna Commercial|All Plans not published by hospital
United Commercial|All Other Plans not published by hospital
Aetna Commercial|Sound Health not published by hospital

Visitor-reported prices

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Cataract Surgery at other Washington hospitals

Hospital City Cash price Negotiated range
Virginia Mason Medical Center Seattle $2,952.39 $0.41 – $2,657.92
Providence St Luke's Rehabilitation Medical Center Spokane not published $2,571.71 – $2,828.88
Swedish Medical Center - First Hill Campus Seattle not published $2,672.44 – $9,846.46
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $2,571.71 – $6,545.00
Swedish Medical Center Cherry Hill Seattle not published $2,672.44 – $9,482.52
Swedish Issaquah Issaquah not published $2,679.93 – $9,846.46
Central Medical Center Seattle not published not published
Providence Centralia Hospital Centralia not published $2,672.44 – $11,827.88

All Washington hospitals for this procedure →