Car seat/bed test 60 minutes at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$76.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$174.21

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.74 with Kaiser vs $174.04 with BCBS - Premera — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $45.74 ↓ -41%
CHPW Medicare|All Plans $45.74 ↓ -41%
Optum Medicare|All Plans $46.20 ↓ -40%
BCBS - Regence Medicare|All Plans $47.11 ↓ -39%
Aetna Medicare|All Plans $47.11 ↓ -39%
BCBS - Premera Medicare|All Plans $47.11 ↓ -39%
Wellcare Medicare|All Plans $47.48 ↓ -38%
Humana Medicare|All Plans $48.94 ↓ -36%
United Medicare|All Plans $49.40 ↓ -36%
Molina Medicare|All Plans $49.40 ↓ -36%
Sound Family Medicine Commercial|All Plans $91.48 ↑ +19%
Molina Commercial|Marketplace Exchange $105.20 ↑ +37%
Coordinated Care Commercial|Ambetter Exchange $107.03 ↑ +39%
Cigna Commercial|All Plans $109.76 ↑ +43%
Uniform Medical Plan Commercial|All Plans $110.90 ↑ +44%
Aetna Commercial|AWH $118.47 ↑ +54%
Aetna Commercial|Sound Health $125.44 ↑ +63%
First Choice Commercial|All Plans $127.18 ↑ +65%
BCBS - Regence Commercial|All Plans $127.50 ↑ +66%
Aetna Commercial|WEA $139.37 ↑ +81%
Aetna Commercial|All Other Plans $139.37 ↑ +81%
United Commercial|Cascade Care $142.86 ↑ +86%
United Commercial|All Other Plans $142.86 ↑ +86%
Aetna Commercial|Rental $153.31 ↑ +99%
MultiPlan Commercial|All Plans $156.79 ↑ +104%
BCBS - Premera Commercial|LifeWise Primary Exchange $157.50 ↑ +105%
Kaiser Commercial|All Plans $160.05 ↑ +108%
BCBS - Premera Commercial|All Other Plans $174.04 ↑ +126%

Visitor-reported prices

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Car seat/bed test 60 minutes at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $250.08 $43.25 – $157.12
Providence Sacred Heart Medical Center and Children's Hospital Spokane $113.40 $41.62 – $120.35
Swedish Medical Center Cherry Hill Seattle $250.08 $43.25 – $152.11
Swedish Issaquah Issaquah $250.08 $43.37 – $157.12
Providence Centralia Hospital Centralia $111.28 $43.25 – $208.27
Providence St Mary Medical Center Walla Walla $170.10 $35.54 – $77.00
Kadlec Regional Medical Center Richland $44.80 $40.16 – $130.71
Providence Holy Family Hospital Spokane $104.30 $41.62 – $109.26

All Washington hospitals for this procedure →