Bundle his recording at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$3,838.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,697.62

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5,479.51 with Cigna vs $32,407.99 with BCBS - Premera — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $5,479.51 ↑ +43%
Aetna Commercial|AWH $5,914.39 ↑ +54%
Aetna Commercial|Sound Health $6,262.29 ↑ +63%
First Choice Commercial|All Plans $6,349.27 ↑ +65%
Aetna Commercial|WEA $6,958.10 ↑ +81%
Aetna Commercial|All Other Plans $6,958.10 ↑ +81%
United Commercial|Cascade Care $7,132.05 ↑ +86%
United Commercial|All Other Plans $7,132.05 ↑ +86%
Aetna Commercial|Rental $7,653.91 ↑ +99%
MultiPlan Commercial|All Plans $7,827.86 ↑ +104%
Wellcare Medicare|All Plans $8,840.36 ↑ +130%
CHPW Medicare|All Plans $8,843.32 ↑ +130%
Kaiser Medicare|All Plans $8,843.32 ↑ +130%
Optum Medicare|All Plans $8,931.75 ↑ +133%
BCBS - Premera Medicare|All Plans $9,108.62 ↑ +137%
Aetna Medicare|All Plans $9,108.62 ↑ +137%
BCBS - Regence Medicare|All Plans $9,108.62 ↑ +137%
Humana Medicare|All Plans $9,462.35 ↑ +147%
United Medicare|All Plans $9,550.79 ↑ +149%
Molina Medicare|All Plans $9,550.79 ↑ +149%
Sound Family Medicine Commercial|All Plans $17,686.64 ↑ +361%
Molina Commercial|Marketplace Exchange $20,339.64 ↑ +430%
Uniform Medical Plan Commercial|All Plans $20,652.38 ↑ +438%
Coordinated Care Commercial|Ambetter Exchange $20,693.37 ↑ +439%
BCBS - Regence Commercial|All Plans $23,744.11 ↑ +519%
BCBS - Premera Commercial|LifeWise Primary Exchange $29,328.26 ↑ +664%
Kaiser Commercial|All Plans $31,731.45 ↑ +727%
BCBS - Premera Commercial|All Other Plans $32,407.99 ↑ +744%

Visitor-reported prices

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Bundle his recording at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $16,884.00 $9,031.93 – $28,663.41
Providence Sacred Heart Medical Center and Children's Hospital Spokane $6,454.70 $8,691.51 – $22,119.90
Swedish Medical Center Cherry Hill Seattle $16,884.00 $9,031.93 – $27,603.98
Swedish Issaquah Issaquah $16,884.00 $9,057.27 – $28,663.41
Central Medical Center Seattle $16,303.20 not published
Kadlec Regional Medical Center Richland $4,812.50 $330.46 – $21,835.98
Providence Regional Medical Center Everett - Colby Campus Everett $5,514.60 $8,882.28 – $22,306.84
MultiCare Valley Hospital Spokane Valley $10,897.20 $4,203.69 – $29,960.74

All Washington hospitals for this procedure →