Breast reconstruction 19357 at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20,276.39 with Kaiser vs $78,630.61 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $20,276.39
CHPW Medicare|All Plans $20,276.39
Optum Medicare|All Plans $20,479.15
Wellcare Medicare|All Plans $20,859.72
BCBS - Regence Medicare|All Plans $20,884.68
Aetna Medicare|All Plans $20,884.68
BCBS - Premera Medicare|All Plans $20,884.68
Humana Medicare|All Plans $21,695.74
Molina Medicare|All Plans $21,898.50
United Medicare|All Plans $21,898.50
Sound Family Medicine Commercial|All Plans $40,552.78
Molina Commercial|Marketplace Exchange $46,635.70
Coordinated Care Commercial|Ambetter Exchange $47,446.75
Uniform Medical Plan Commercial|All Plans $48,731.33
BCBS - Regence Commercial|All Plans $56,026.58
BCBS - Premera Commercial|LifeWise Primary Exchange $69,202.94
BCBS - Premera Commercial|All Other Plans $76,469.87
Kaiser Commercial|All Plans $78,630.61
First Choice Commercial|All Plans not published by hospital
Aetna Commercial|WEA not published by hospital
Aetna Commercial|Rental not published by hospital
Aetna Commercial|AWH not published by hospital
Aetna Commercial|All Other Plans not published by hospital
United Commercial|Cascade Care not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Cigna Commercial|All Plans not published by hospital
United Commercial|All Other Plans not published by hospital
Aetna Commercial|Sound Health not published by hospital

Visitor-reported prices

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Breast reconstruction 19357 at other Washington hospitals

Hospital City Cash price Negotiated range
Virginia Mason Medical Center Seattle $17,122.74 $13.72 – $6,292.80
Providence St Luke's Rehabilitation Medical Center Spokane not published $15,356.73 – $16,892.40
Swedish Medical Center - First Hill Campus Seattle not published $7,277.00 – $67,465.72
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $12,967.00 – $42,945.32
Swedish Medical Center Cherry Hill Seattle not published $7,277.00 – $64,972.12
Swedish Issaquah Issaquah not published $7,277.00 – $67,465.72
Central Medical Center Seattle not published not published
Providence Centralia Hospital Centralia not published $15,958.20 – $81,041.98

All Washington hospitals for this procedure →