Biopsy abdominal mass at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$1,234.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,796.19

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,761.60 with Cigna vs $7,067.38 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $1,761.60 ↑ +43%
CHPW Medicare|All Plans $1,888.26 ↑ +53%
Kaiser Medicare|All Plans $1,888.26 ↑ +53%
Aetna Commercial|AWH $1,901.41 ↑ +54%
Optum Medicare|All Plans $1,907.14 ↑ +55%
Wellcare Medicare|All Plans $1,919.18 ↑ +56%
BCBS - Premera Medicare|All Plans $1,944.91 ↑ +58%
Aetna Medicare|All Plans $1,944.91 ↑ +58%
BCBS - Regence Medicare|All Plans $1,944.91 ↑ +58%
Aetna Commercial|Sound Health $2,013.26 ↑ +63%
Humana Medicare|All Plans $2,020.44 ↑ +64%
Molina Medicare|All Plans $2,039.32 ↑ +65%
United Medicare|All Plans $2,039.32 ↑ +65%
First Choice Commercial|All Plans $2,041.22 ↑ +65%
Aetna Commercial|WEA $2,236.96 ↑ +81%
Aetna Commercial|All Other Plans $2,236.96 ↑ +81%
United Commercial|Cascade Care $2,292.88 ↑ +86%
United Commercial|All Other Plans $2,292.88 ↑ +86%
Aetna Commercial|Rental $2,460.65 ↑ +99%
MultiPlan Commercial|All Plans $2,516.58 ↑ +104%
Sound Family Medicine Commercial|All Plans $3,776.52 ↑ +206%
Molina Commercial|Marketplace Exchange $4,343.00 ↑ +252%
Coordinated Care Commercial|Ambetter Exchange $4,418.53 ↑ +258%
Uniform Medical Plan Commercial|All Plans $4,483.48 ↑ +263%
BCBS - Regence Commercial|All Plans $5,154.68 ↑ +318%
BCBS - Premera Commercial|LifeWise Primary Exchange $6,366.94 ↑ +416%
BCBS - Premera Commercial|All Other Plans $7,035.53 ↑ +470%
Kaiser Commercial|All Plans $7,067.38 ↑ +473%

Visitor-reported prices

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Biopsy abdominal mass at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $4,420.32 $1,912.53 – $6,684.56
Providence Sacred Heart Medical Center and Children's Hospital Spokane $2,660.00 $1,840.45 – $4,683.94
Swedish Medical Center Cherry Hill Seattle $4,420.32 $1,912.53 – $6,437.49
Swedish Issaquah Issaquah $4,420.32 $1,917.90 – $6,684.56
Providence Mount Carmel Hospital Colville $627.20 not published
Providence St Mary Medical Center Walla Walla $2,798.60 $1,436.62 – $3,404.83
Kadlec Regional Medical Center Richland $2,039.10 $160.12 – $5,092.35
Providence Holy Family Hospital Spokane $2,876.30 $1,840.45 – $4,831.18

All Washington hospitals for this procedure →