Biliary endo perq dx w/speci at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$3,631.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,229.06
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5,184.31 with Cigna vs $32,830.60 with BCBS - Premera — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $5,184.31 | ↑ +43% |
| Aetna | Commercial|AWH | $5,595.77 | ↑ +54% |
| Aetna | Commercial|Sound Health | $5,924.93 | ↑ +63% |
| First Choice | Commercial|All Plans | $6,007.22 | ↑ +65% |
| Aetna | Commercial|All Other Plans | $6,583.25 | ↑ +81% |
| Aetna | Commercial|WEA | $6,583.25 | ↑ +81% |
| United | Commercial|Cascade Care | $6,747.83 | ↑ +86% |
| United | Commercial|All Other Plans | $6,747.83 | ↑ +86% |
| Aetna | Commercial|Rental | $7,241.58 | ↑ +99% |
| CHPW | Medicare|All Plans | $7,271.93 | ↑ +100% |
| Kaiser | Medicare|All Plans | $7,271.93 | ↑ +100% |
| Optum | Medicare|All Plans | $7,344.65 | ↑ +102% |
| MultiPlan | Commercial|All Plans | $7,406.16 | ↑ +104% |
| BCBS - Regence | Medicare|All Plans | $7,490.09 | ↑ +106% |
| BCBS - Premera | Medicare|All Plans | $7,490.09 | ↑ +106% |
| Aetna | Medicare|All Plans | $7,490.09 | ↑ +106% |
| Humana | Medicare|All Plans | $7,780.97 | ↑ +114% |
| United | Medicare|All Plans | $7,853.68 | ↑ +116% |
| Molina | Medicare|All Plans | $7,853.68 | ↑ +116% |
| Wellcare | Medicare|All Plans | $8,955.65 | ↑ +147% |
| Sound Family Medicine | Commercial|All Plans | $14,543.86 | ↑ +300% |
| Kaiser | Commercial|All Plans | $16,693.12 | ↑ +360% |
| Molina | Commercial|Marketplace Exchange | $16,725.44 | ↑ +361% |
| Coordinated Care | Commercial|Ambetter Exchange | $17,016.32 | ↑ +369% |
| Uniform Medical Plan | Commercial|All Plans | $20,921.69 | ↑ +476% |
| BCBS - Regence | Commercial|All Plans | $24,053.74 | ↑ +562% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $29,710.71 | ↑ +718% |
| BCBS - Premera | Commercial|All Other Plans | $32,830.60 | ↑ +804% |
Visitor-reported prices
Comments
Biliary endo perq dx w/speci at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $8,326.08 | $7,277.00 – $22,774.72 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $6,770.40 | $7,214.07 – $18,359.80 |
| Swedish Medical Center Cherry Hill | Seattle | $8,326.08 | $7,277.00 – $17,542.08 |
| Swedish Issaquah | Issaquah | $8,326.08 | $7,277.00 – $16,689.18 |
| Providence Regional Medical Center Everett - Colby Campus | Everett | $4,501.12 | $6,914.00 – $17,103.98 |
| MultiCare Valley Hospital | Spokane Valley | $6,924.00 | $2,914.39 – $20,458.19 |
| MultiCare Yakima Memorial Hospital | Yakima | $6,924.00 | $5,159.02 – $23,546.83 |
| St. Anne Hospital | Burien | $2,512.79 | $3,538.50 – $7,406.16 |