Av fusion direct any site at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,668.16 with Kaiser vs $14,039.89 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $3,668.16
CHPW Medicare|All Plans $3,668.16
Optum Medicare|All Plans $3,704.84
Wellcare Medicare|All Plans $3,773.14
BCBS - Premera Medicare|All Plans $3,778.20
Aetna Medicare|All Plans $3,778.20
BCBS - Regence Medicare|All Plans $3,778.20
Humana Medicare|All Plans $3,924.93
United Medicare|All Plans $3,961.61
Molina Medicare|All Plans $3,961.61
Sound Family Medicine Commercial|All Plans $7,336.32
Molina Commercial|Marketplace Exchange $8,436.77
Coordinated Care Commercial|Ambetter Exchange $8,583.49
Uniform Medical Plan Commercial|All Plans $8,814.62
BCBS - Regence Commercial|All Plans $10,134.20
BCBS - Premera Commercial|LifeWise Primary Exchange $12,517.58
BCBS - Premera Commercial|All Other Plans $13,832.03
Kaiser Commercial|All Plans $14,039.89
United Commercial|Cascade Care not published by hospital
Aetna Commercial|All Other Plans not published by hospital
Aetna Commercial|AWH not published by hospital
Aetna Commercial|Rental not published by hospital
Aetna Commercial|WEA not published by hospital
Aetna Commercial|Sound Health not published by hospital
United Commercial|All Other Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Cigna Commercial|All Plans not published by hospital
First Choice Commercial|All Plans not published by hospital

Visitor-reported prices

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Av fusion direct any site at other Washington hospitals

Hospital City Cash price Negotiated range
Central Medical Center Seattle $6,325.60 not published
MultiCare Auburn Medical Center Auburn $7,611.20 $2,447.85 – $15,156.63
MultiCare Good Samaritan Hospital Puyallup $7,611.20 $2,504.45 – $15,156.63
Virginia Mason Medical Center Seattle $9,928.68 $6.53 – $3,248.08
MultiCare Capital Medical Center Olympia $7,611.20 $2,634.28 – $16,335.97
MultiCare Covington Medical Center Covington $7,611.20 $2,447.85 – $15,156.63
MultiCare Mary Bridge Children's Hospital Tacoma $7,611.20 $2,492.96 – $23,429.60
MultiCare Allenmore Hospital Tacoma $7,611.20 $2,505.44 – $15,156.63

All Washington hospitals for this procedure →