Arthrd elbow jt autog graft at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14,995.25 with Kaiser vs $61,495.60 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $14,995.25
CHPW Medicare|All Plans $14,995.25
Optum Medicare|All Plans $15,145.20
BCBS - Regence Medicare|All Plans $15,445.11
Aetna Medicare|All Plans $15,445.11
BCBS - Premera Medicare|All Plans $15,445.11
Wellcare Medicare|All Plans $15,579.33
Humana Medicare|All Plans $16,044.92
United Medicare|All Plans $16,194.87
Molina Medicare|All Plans $16,194.87
Sound Family Medicine Commercial|All Plans $29,990.50
Molina Commercial|Marketplace Exchange $34,489.07
Coordinated Care Commercial|Ambetter Exchange $35,088.89
Uniform Medical Plan Commercial|All Plans $36,395.57
BCBS - Regence Commercial|All Plans $41,844.13
BCBS - Premera Commercial|LifeWise Primary Exchange $51,685.05
BCBS - Premera Commercial|All Other Plans $57,112.44
Kaiser Commercial|All Plans $61,495.60
First Choice Commercial|All Plans not published by hospital
Aetna Commercial|WEA not published by hospital
Aetna Commercial|Rental not published by hospital
Aetna Commercial|AWH not published by hospital
Aetna Commercial|All Other Plans not published by hospital
United Commercial|Cascade Care not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Cigna Commercial|All Plans not published by hospital
United Commercial|All Other Plans not published by hospital
Aetna Commercial|Sound Health not published by hospital

Visitor-reported prices

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Arthrd elbow jt autog graft at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Luke's Rehabilitation Medical Center Spokane not published $14,306.71 – $15,737.38
Swedish Medical Center - First Hill Campus Seattle not published $7,277.00 – $57,956.46
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $12,967.00 – $36,892.20
Swedish Medical Center Cherry Hill Seattle not published $7,277.00 – $55,814.33
Swedish Issaquah Issaquah not published $7,277.00 – $57,956.46
Central Medical Center Seattle not published not published
Providence Centralia Hospital Centralia not published $14,867.06 – $69,619.15
Swedish Edmonds Hospital Edmonds not published $3,304.00 – $57,599.44

All Washington hospitals for this procedure →