App high cost ss t/a/l >100sq cm 1st 100sq cm at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$4,075.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,233.77

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,246.81 with Wellcare vs $15,568.42 with BCBS - Premera — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicare|All Plans $4,246.81 ↑ +4%
Kaiser Medicare|All Plans $4,266.57 ↑ +5%
CHPW Medicare|All Plans $4,266.57 ↑ +5%
Optum Medicare|All Plans $4,309.24 ↑ +6%
BCBS - Regence Medicare|All Plans $4,394.57 ↑ +8%
Aetna Medicare|All Plans $4,394.57 ↑ +8%
BCBS - Premera Medicare|All Plans $4,394.57 ↑ +8%
Humana Medicare|All Plans $4,565.23 ↑ +12%
United Medicare|All Plans $4,607.90 ↑ +13%
Molina Medicare|All Plans $4,607.90 ↑ +13%
Cigna Commercial|All Plans $5,817.28 ↑ +43%
Aetna Commercial|AWH $6,278.97 ↑ +54%
Aetna Commercial|Sound Health $6,648.32 ↑ +63%
First Choice Commercial|All Plans $6,740.66 ↑ +65%
Aetna Commercial|WEA $7,387.02 ↑ +81%
Aetna Commercial|All Other Plans $7,387.02 ↑ +81%
United Commercial|Cascade Care $7,571.70 ↑ +86%
United Commercial|All Other Plans $7,571.70 ↑ +86%
Aetna Commercial|Rental $8,125.72 ↑ +99%
MultiPlan Commercial|All Plans $8,310.40 ↑ +104%
Sound Family Medicine Commercial|All Plans $8,533.14 ↑ +109%
Molina Commercial|Marketplace Exchange $9,813.11 ↑ +141%
Uniform Medical Plan Commercial|All Plans $9,921.16 ↑ +143%
Coordinated Care Commercial|Ambetter Exchange $9,983.77 ↑ +145%
BCBS - Regence Commercial|All Plans $11,406.39 ↑ +180%
BCBS - Premera Commercial|LifeWise Primary Exchange $14,088.95 ↑ +246%
Kaiser Commercial|All Plans $15,331.58 ↑ +276%
BCBS - Premera Commercial|All Other Plans $15,568.42 ↑ +282%

Visitor-reported prices

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App high cost ss t/a/l >100sq cm 1st 100sq cm at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $8,669.76 $2,389.26 – $13,993.26
Swedish Medical Center Cherry Hill Seattle $8,669.76 $2,389.26 – $13,546.67
Swedish Issaquah Issaquah $8,669.76 $2,395.96 – $13,993.26
Kadlec Regional Medical Center Richland $3,448.90 $333.90 – $11,045.75
Providence Regional Medical Center Everett - Colby Campus Everett $4,610.32 $2,349.67 – $11,611.43
MultiCare Yakima Memorial Hospital Yakima $4,474.40 $2,461.46 – $11,166.01
St. Anne Hospital Burien $2,819.59 $3,970.53 – $8,310.40
St. Anthony Hospital Gig Harbor $2,808.44 $6,648.32 – $8,851.20

All Washington hospitals for this procedure →