Abdominal MRI (without contrast) at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$1,972.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,469.06
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$281.71 with Kaiser vs $4,022.16 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $281.71 | ↓ -86% |
| CHPW | Medicare|All Plans | $281.71 | ↓ -86% |
| Optum | Medicare|All Plans | $284.53 | ↓ -86% |
| Wellcare | Medicare|All Plans | $290.06 | ↓ -85% |
| BCBS - Regence | Medicare|All Plans | $290.16 | ↓ -85% |
| Aetna | Medicare|All Plans | $290.16 | ↓ -85% |
| BCBS - Premera | Medicare|All Plans | $290.16 | ↓ -85% |
| Humana | Medicare|All Plans | $301.43 | ↓ -85% |
| Molina | Medicare|All Plans | $304.25 | ↓ -85% |
| United | Medicare|All Plans | $304.25 | ↓ -85% |
| Sound Family Medicine | Commercial|All Plans | $563.42 | ↓ -71% |
| Molina | Commercial|Marketplace Exchange | $647.93 | ↓ -67% |
| Coordinated Care | Commercial|Ambetter Exchange | $659.20 | ↓ -67% |
| Uniform Medical Plan | Commercial|All Plans | $677.62 | ↓ -66% |
| BCBS - Regence | Commercial|All Plans | $779.07 | ↓ -61% |
| Kaiser | Commercial|All Plans | $913.06 | ↓ -54% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $962.28 | ↓ -51% |
| Cigna | Commercial|All Plans | $1,012.37 | ↓ -49% |
| BCBS - Premera | Commercial|All Other Plans | $1,063.32 | ↓ -46% |
| Aetna | Commercial|AWH | $3,038.97 | ↑ +54% |
| Aetna | Commercial|Sound Health | $3,217.73 | ↑ +63% |
| First Choice | Commercial|All Plans | $3,262.42 | ↑ +65% |
| Aetna | Commercial|WEA | $3,575.25 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $3,575.25 | ↑ +81% |
| United | Commercial|Cascade Care | $3,664.63 | ↑ +86% |
| United | Commercial|All Other Plans | $3,664.63 | ↑ +86% |
| Aetna | Commercial|Rental | $3,932.78 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $4,022.16 | ↑ +104% |
Visitor-reported prices
Comments
Abdominal MRI (without contrast) at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Luke's Rehabilitation Medical Center | Spokane | $955.08 | $238.31 – $292.47 |
| Providence St Joseph Hospital | Chewelah | $2,934.40 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $1,015.68 | $276.30 – $1,095.29 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $2,998.10 | $265.88 – $838.94 |
| Swedish Medical Center Cherry Hill | Seattle | $1,015.68 | $276.30 – $1,060.33 |
| Swedish Issaquah | Issaquah | $1,015.68 | $277.07 – $1,095.29 |
| Central Medical Center | Seattle | $2,160.00 | $242.00 – $242.00 |
| Providence Centralia Hospital | Centralia | $1,083.68 | $276.30 – $1,451.84 |