99381 initial comp preventive med less than 1 year new at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$220.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$498.46

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$136.06 with BCBS - Regence vs $448.62 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Regence Commercial|All Plans $136.06 ↓ -38%
Uniform Medical Plan Commercial|All Plans $163.28 ↓ -26%
Cigna Commercial|All Plans $314.03 ↑ +43%
Aetna Commercial|AWH $338.96 ↑ +54%
Aetna Commercial|Sound Health $358.90 ↑ +63%
First Choice Commercial|All Plans $363.88 ↑ +65%
Aetna Commercial|All Other Plans $398.77 ↑ +81%
Aetna Commercial|WEA $398.77 ↑ +81%
United Commercial|All Other Plans $408.74 ↑ +86%
United Commercial|Cascade Care $408.74 ↑ +86%
Aetna Commercial|Rental $438.65 ↑ +99%
MultiPlan Commercial|All Plans $448.62 ↑ +104%

Visitor-reported prices

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99381 initial comp preventive med less than 1 year new at other Washington hospitals

Hospital City Cash price Negotiated range
Providence Regional Medical Center Everett - Colby Campus Everett $94.12 not published
St. Anne Hospital Burien $152.21 $136.06 – $448.62
St. Anthony Hospital Gig Harbor $151.61 $136.06 – $373.85
St. Joseph Medical Center Tacoma $165.09 $136.06 – $373.85
St. Elizabeth Hospital Enumclaw $176.14 $84.74 – $448.62
St. Francis Hospital Federal Way $156.43 $136.06 – $373.85
St. Clare Hospital Lakewood $143.68 $136.06 – $373.85
Kadlec Regional Medical Center Richland not published $124.55 – $124.55

All Washington hospitals for this procedure →