3d recon without postprocess indpndt at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$821.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,861.23

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,172.58 with Cigna vs $1,675.11 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $1,172.58 ↑ +43%
Aetna Commercial|AWH $1,265.64 ↑ +54%
Aetna Commercial|Sound Health $1,340.09 ↑ +63%
First Choice Commercial|All Plans $1,358.70 ↑ +65%
Aetna Commercial|WEA $1,488.99 ↑ +81%
Aetna Commercial|All Other Plans $1,488.99 ↑ +81%
United Commercial|All Other Plans $1,526.21 ↑ +86%
United Commercial|Cascade Care $1,526.21 ↑ +86%
Aetna Commercial|Rental $1,637.89 ↑ +99%
MultiPlan Commercial|All Plans $1,675.11 ↑ +104%

Visitor-reported prices

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3d recon without postprocess indpndt at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $241.44 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,290.80 $139.68 – $139.68
Swedish Medical Center Cherry Hill Seattle $241.44 not published
Swedish Issaquah Issaquah $241.44 $67.65 – $67.65
Central Medical Center Seattle $480.00 not published
Providence Mount Carmel Hospital Colville $905.10 not published
Providence St Mary Medical Center Walla Walla $946.40 $74.24 – $74.24
Kadlec Regional Medical Center Richland $839.30 $39.02 – $39.02

All Washington hospitals for this procedure →