X-ray exam thorac spine4/>vw at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$181.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$356.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.30 with first choice vs $262.87 with cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $1.30 ↓ -99%
confluence health medicare advantage $8.28 ↓ -95%
aetna medicare advantage $30.38 ↓ -83%
united healthcare commercial $50.31 ↓ -72%
humana medicare advantage $51.21 ↓ -72%
humana choicecare medicare advantage $51.21 ↓ -72%
united healthcare medicare advantage $51.21 ↓ -72%
kaiser foundation hp medicare $51.21 ↓ -72%
optum care network medicare advantage $51.21 ↓ -72%
aetna medicare advantage hmo $52.55 ↓ -71%
signal health medicare advantage $52.70 ↓ -71%
multiplan medicare advantage $52.70 ↓ -71%
premera medicare advantage hmo/ppo $52.70 ↓ -71%
regence medicare advantage $54.29 ↓ -70%
aetna medicare advantage ppo $72.99 ↓ -60%
regence uniform medical plan $83.18 ↓ -54%
premera commercial $98.43 ↓ -46%
regence commercial $110.39 ↓ -39%
coventry - first health commercial $119.42 ↓ -34%
kaiser health plan commercial $132.47 ↓ -27%
cigna commercial $166.13 ↓ -8%
aetna commercial $224.28 ↑ +24%
cigna local plus $262.87 ↑ +45%

Visitor-reported prices

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X-ray exam thorac spine4/>vw at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $488.16 $121.06 – $526.78
Swedish Medical Center Cherry Hill Seattle $488.16 $121.06 – $509.96
Central Medical Center Seattle $368.00 $107.00 – $107.00
Providence St Luke's Rehabilitation Medical Center Spokane $808.92 $35.58 – $128.15
Providence St Joseph Hospital Chewelah $620.90 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $616.70 $116.50 – $403.49
Swedish Issaquah Issaquah $488.16 $121.40 – $526.78
Providence Centralia Hospital Centralia $450.84 $121.06 – $698.26

All Washington hospitals for this procedure →