Treatment mouth roof lesion at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$3,967.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,780.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.00 with first choice vs $5,744.75 with cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $7.00 ↓ -100%
aetna medicare advantage $19.61 ↓ -100%
aetna medicare advantage hmo $30.05 ↓ -99%
optum care network medicare advantage $154.12 ↓ -96%
kaiser foundation hp medicare $154.12 ↓ -96%
united healthcare medicare advantage $154.12 ↓ -96%
humana choicecare medicare advantage $154.12 ↓ -96%
humana medicare advantage $154.12 ↓ -96%
united healthcare commercial $154.66 ↓ -96%
signal health medicare advantage $158.76 ↓ -96%
multiplan medicare advantage $158.76 ↓ -96%
premera medicare advantage hmo/ppo $158.76 ↓ -96%
regence medicare advantage $166.87 ↓ -96%
confluence health medicare advantage $198.26 ↓ -95%
regence uniform medical plan $268.92 ↓ -93%
premera commercial $318.24 ↓ -92%
cigna commercial $510.67 ↓ -87%
aetna medicare advantage ppo $579.46 ↓ -85%
regence commercial $581.83 ↓ -85%
coventry - first health commercial $606.04 ↓ -85%
kaiser health plan commercial $614.15 ↓ -85%
aetna commercial $4,497.00 ↑ +13%
cigna local plus $5,744.75 ↑ +45%

Visitor-reported prices

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Treatment mouth roof lesion at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle not published $3,839.27 – $12,755.94
Swedish Medical Center Cherry Hill Seattle not published $3,839.27 – $12,284.47
Central Medical Center Seattle not published not published
Providence St Joseph Hospital Chewelah $4,256.70 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $6,736.10 $3,694.56 – $9,402.66
Providence Centralia Hospital Centralia $6,572.28 $3,839.27 – $15,322.85
Providence Mount Carmel Hospital Colville $4,979.10 not published
Providence St Mary Medical Center Walla Walla $5,717.60 $2,852.89 – $6,834.94

All Washington hospitals for this procedure →