Treat finger fracture each at Virginia Mason Medical Center
1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258
$4,132.02
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,102.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.44 with aetna vs $5,982.52 with cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| aetna | medicare advantage | $9.44 | ↓ -100% |
| first choice | commercial | $14.07 | ↓ -100% |
| aetna | medicare advantage hmo | $121.99 | ↓ -97% |
| aetna | medicare advantage ppo | $327.02 | ↓ -92% |
| united healthcare | commercial | $521.90 | ↓ -87% |
| humana | medicare advantage | $538.82 | ↓ -87% |
| optum care network | medicare advantage | $538.82 | ↓ -87% |
| kaiser foundation | hp medicare | $538.82 | ↓ -87% |
| united healthcare | medicare advantage | $538.82 | ↓ -87% |
| humana | choicecare medicare advantage | $538.82 | ↓ -87% |
| signal health | medicare advantage | $549.37 | ↓ -87% |
| multiplan | medicare advantage | $549.37 | ↓ -87% |
| premera | medicare advantage hmo/ppo | $549.37 | ↓ -87% |
| regence | medicare advantage | $563.10 | ↓ -86% |
| confluence health | medicare advantage | $623.43 | ↓ -85% |
| regence | uniform medical plan | $903.70 | ↓ -78% |
| premera | commercial | $1,069.44 | ↓ -74% |
| coventry - first health | commercial | $1,163.80 | ↓ -72% |
| regence | commercial | $1,199.35 | ↓ -71% |
| cigna | commercial | $1,723.27 | ↓ -58% |
| kaiser health plan | commercial | $1,929.40 | ↓ -53% |
| aetna | commercial | $5,104.26 | ↑ +24% |
| cigna | local plus | $5,982.52 | ↑ +45% |
Visitor-reported prices
Comments
Treat finger fracture each at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | not published | $3,788.94 – $13,331.38 |
| Swedish Medical Center Cherry Hill | Seattle | not published | $3,788.94 – $12,838.64 |
| Central Medical Center | Seattle | not published | not published |
| Providence St Joseph Hospital | Chewelah | $2,335.20 | not published |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $6,603.10 | $3,646.14 – $9,279.41 |
| Providence Centralia Hospital | Centralia | $6,876.48 | $3,788.94 – $16,014.08 |
| Providence Mount Carmel Hospital | Colville | $2,796.50 | not published |
| Providence St Mary Medical Center | Walla Walla | $4,974.90 | $2,868.15 – $6,745.35 |