Tissue culture tumor at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$383.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$751.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.26 with multiplan vs $600.80 with coventry - first health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
multiplan medicare advantage $103.26 ↓ -73%
regence medicare advantage $125.39 ↓ -67%
humana medicare advantage $147.52 ↓ -61%
united healthcare medicare advantage $147.52 ↓ -61%
kaiser foundation hp medicare $147.52 ↓ -61%
optum care network medicare advantage $147.52 ↓ -61%
premera medicare advantage hmo/ppo $147.52 ↓ -61%
regence commercial $147.52 ↓ -61%
regence uniform medical plan $147.52 ↓ -61%
aetna medicare advantage ppo $151.95 ↓ -60%
aetna medicare advantage hmo $154.90 ↓ -60%
united healthcare commercial $177.02 ↓ -54%
kaiser health plan commercial $236.03 ↓ -38%
premera commercial $258.16 ↓ -33%
cigna commercial $461.10 ↑ +20%
aetna commercial $473.13 ↑ +24%
first choice commercial $481.02 ↑ +26%
cigna local plus $523.31 ↑ +37%
coventry - first health commercial $600.80 ↑ +57%

Visitor-reported prices

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Tissue culture tumor at other Washington hospitals

Hospital City Cash price Negotiated range
Central Medical Center Seattle $663.20 $400.00 – $400.00
Swedish Medical Center - First Hill Campus Seattle not published $132.77 – $693.34
Swedish Medical Center Cherry Hill Seattle not published $132.77 – $671.22
Providence St Joseph Hospital Chewelah $756.00 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,735.30 $147.52 – $531.07
Providence Mount Carmel Hospital Colville $567.70 not published
Providence Holy Family Hospital Spokane $625.10 $147.52 – $629.56
Providence Regional Medical Center Everett - Colby Campus Everett $306.28 $147.52 – $619.58

All Washington hospitals for this procedure →