St analysis behavior qualitative voice/resonance at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$241.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$474.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.21 with first choice vs $379.20 with coventry - first health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $3.21 ↓ -99%
multiplan medicare advantage $83.05 ↓ -66%
regence medicare advantage $100.84 ↓ -58%
united healthcare commercial $116.35 ↓ -52%
regence commercial $118.64 ↓ -51%
premera medicare advantage hmo/ppo $118.64 ↓ -51%
united healthcare medicare advantage $118.64 ↓ -51%
optum care network medicare advantage $118.64 ↓ -51%
kaiser foundation hp medicare $118.64 ↓ -51%
humana choicecare medicare advantage $118.64 ↓ -51%
humana medicare advantage $118.64 ↓ -51%
regence uniform medical plan $118.64 ↓ -51%
signal health medicare advantage $121.44 ↓ -50%
premera commercial $121.44 ↓ -50%
aetna medicare advantage ppo $122.20 ↓ -49%
aetna medicare advantage hmo $124.57 ↓ -48%
confluence health medicare advantage $125.89 ↓ -48%
kaiser health plan commercial $285.82 ↑ +18%
aetna commercial $298.62 ↑ +24%
cigna commercial $350.00 ↑ +45%
cigna local plus $350.00 ↑ +45%
coventry - first health commercial $379.20 ↑ +57%

Visitor-reported prices

visitor-reported
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St analysis behavior qualitative voice/resonance at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $269.28 $98.13 – $372.64
Swedish Medical Center Cherry Hill Seattle $269.28 $98.13 – $287.02
Providence St Luke's Rehabilitation Medical Center Spokane $110.88 $122.66 – $134.93
Providence St Joseph Hospital Chewelah $104.30 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $412.30 $122.66 – $312.17
Swedish Issaquah Issaquah $269.28 $98.13 – $272.31
Providence Centralia Hospital Centralia $262.60 $122.66 – $226.92
Providence Mount Carmel Hospital Colville $103.60 not published

All Washington hospitals for this procedure →