Splt agrft f/s/n/h/f/g/m ea at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$1,086.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,131.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.35 with first choice vs $3,550.58 with aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $6.35 ↓ -99%
confluence health medicare advantage $103.44 ↓ -90%
aetna medicare advantage hmo $134.30 ↓ -88%
humana medicare advantage $138.65 ↓ -87%
humana choicecare medicare advantage $138.65 ↓ -87%
united healthcare medicare advantage $138.65 ↓ -87%
kaiser foundation hp medicare $138.65 ↓ -87%
optum care network medicare advantage $138.65 ↓ -87%
united healthcare commercial $139.06 ↓ -87%
premera medicare advantage hmo/ppo $142.52 ↓ -87%
multiplan medicare advantage $142.52 ↓ -87%
signal health medicare advantage $142.52 ↓ -87%
regence medicare advantage $150.03 ↓ -86%
regence uniform medical plan $248.28 ↓ -77%
premera commercial $293.82 ↓ -73%
cigna commercial $459.16 ↓ -58%
regence commercial $520.41 ↓ -52%
kaiser health plan commercial $598.20 ↓ -45%
coventry - first health commercial $671.64 ↓ -38%
aetna medicare advantage $1,335.22 ↑ +23%
aetna commercial $1,342.53 ↑ +24%
cigna local plus $1,573.53 ↑ +45%
aetna medicare advantage ppo $3,550.58 ↑ +227%

Visitor-reported prices

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Splt agrft f/s/n/h/f/g/m ea at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Luke's Rehabilitation Medical Center Spokane not published $433.09 – $433.09
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $18,229.00 – $18,229.00
Swedish Issaquah Issaquah not published $11,210.00 – $11,210.00
Providence Centralia Hospital Centralia not published $23,717.40 – $23,717.40
Swedish Edmonds Hospital Edmonds not published $2,443.00 – $2,443.00
Providence St Mary Medical Center Walla Walla not published $16,398.00 – $16,398.00
Kadlec Regional Medical Center Richland not published $228.91 – $228.91
Providence Holy Family Hospital Spokane not published $12,776.00 – $12,776.00

All Washington hospitals for this procedure →