Repair palate at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$6,523.41

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,791.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.73 with first choice vs $9,444.87 with cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $9.73 ↓ -100%
aetna medicare advantage $14.57 ↓ -100%
aetna medicare advantage hmo $41.02 ↓ -99%
confluence health medicare advantage $164.39 ↓ -97%
united healthcare commercial $274.57 ↓ -96%
humana medicare advantage $279.79 ↓ -96%
humana choicecare medicare advantage $279.79 ↓ -96%
united healthcare medicare advantage $279.79 ↓ -96%
kaiser foundation hp medicare $279.79 ↓ -96%
optum care network medicare advantage $279.79 ↓ -96%
multiplan medicare advantage $287.12 ↓ -96%
signal health medicare advantage $287.12 ↓ -96%
premera medicare advantage hmo/ppo $287.12 ↓ -96%
regence medicare advantage $296.25 ↓ -95%
regence uniform medical plan $484.68 ↓ -93%
premera commercial $573.58 ↓ -91%
regence commercial $828.34 ↓ -87%
coventry - first health commercial $832.28 ↓ -87%
cigna commercial $906.62 ↓ -86%
kaiser health plan commercial $1,131.13 ↓ -83%
aetna medicare advantage ppo $2,871.00 ↓ -56%
aetna commercial $8,058.33 ↑ +24%
cigna local plus $9,444.87 ↑ +45%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Repair palate at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle not published $6,855.10 – $23,622.08
Swedish Medical Center Cherry Hill Seattle not published $6,855.10 – $22,748.99
Central Medical Center Seattle not published not published
Providence St Joseph Hospital Chewelah $7,989.80 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $12,641.30 $6,596.73 – $16,788.68
Providence Centralia Hospital Centralia $12,334.92 $6,855.10 – $28,375.60
Providence Mount Carmel Hospital Colville $9,344.30 not published
Providence St Mary Medical Center Walla Walla $9,620.10 $5,189.13 – $12,203.95

All Washington hospitals for this procedure →