Reconstruct finger joint at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$4,317.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,466.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.73 with first choice vs $6,251.29 with cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $23.73 ↓ -99%
aetna medicare advantage hmo $60.27 ↓ -99%
aetna medicare advantage $86.99 ↓ -98%
aetna medicare advantage ppo $202.60 ↓ -95%
confluence health medicare advantage $698.16 ↓ -84%
united healthcare commercial $886.09 ↓ -79%
humana medicare advantage $893.09 ↓ -79%
humana choicecare medicare advantage $893.09 ↓ -79%
united healthcare medicare advantage $893.09 ↓ -79%
kaiser foundation hp medicare $893.09 ↓ -79%
optum care network medicare advantage $893.09 ↓ -79%
signal health medicare advantage $919.76 ↓ -79%
multiplan medicare advantage $919.76 ↓ -79%
premera medicare advantage hmo/ppo $919.76 ↓ -79%
regence medicare advantage $956.04 ↓ -78%
regence uniform medical plan $1,522.22 ↓ -65%
premera commercial $1,801.40 ↓ -58%
coventry - first health commercial $1,906.41 ↓ -56%
regence commercial $2,020.22 ↓ -53%
cigna commercial $2,925.81 ↓ -32%
kaiser health plan commercial $3,037.51 ↓ -30%
aetna commercial $5,333.58 ↑ +24%
cigna local plus $6,251.29 ↑ +45%

Visitor-reported prices

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Reconstruct finger joint at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle not published $3,788.94 – $13,331.38
Swedish Medical Center Cherry Hill Seattle not published $3,788.94 – $12,838.64
Central Medical Center Seattle not published not published
Providence St Joseph Hospital Chewelah $5,730.20 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $6,486.90 $3,646.14 – $9,279.41
Providence Centralia Hospital Centralia $6,219.20 $3,788.94 – $16,014.08
Providence Mount Carmel Hospital Colville $6,889.40 not published
Providence St Mary Medical Center Walla Walla $5,246.50 $2,868.15 – $6,745.35

All Washington hospitals for this procedure →