Psy/npsy phys/qhp 2> tst ea l 30 min at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$122.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$240.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.20 with first choice vs $1,084.93 with confluence health — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $1.20 ↓ -99%
united healthcare commercial $18.07 ↓ -85%
humana medicare advantage $18.16 ↓ -85%
kaiser foundation hp medicare $18.16 ↓ -85%
united healthcare medicare advantage $18.16 ↓ -85%
optum care network medicare advantage $18.16 ↓ -85%
humana choicecare medicare advantage $18.16 ↓ -85%
signal health medicare advantage $18.69 ↓ -85%
multiplan medicare advantage $18.69 ↓ -85%
premera medicare advantage hmo/ppo $18.69 ↓ -85%
regence medicare advantage $19.49 ↓ -84%
regence uniform medical plan $33.15 ↓ -73%
premera commercial $39.23 ↓ -68%
cigna commercial $59.65 ↓ -51%
regence commercial $96.28 ↓ -21%
kaiser health plan commercial $144.72 ↑ +18%
aetna commercial $151.20 ↑ +24%
cigna local plus $177.22 ↑ +45%
coventry - first health commercial $192.00 ↑ +57%
aetna medicare advantage ppo $655.99 ↑ +436%
confluence health medicare advantage $1,084.93 ↑ +786%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Psy/npsy phys/qhp 2> tst ea l 30 min at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Luke's Rehabilitation Medical Center Spokane $90.30 not published
Providence Regional Medical Center Everett - Colby Campus Everett $217.88 not published
Kadlec Regional Medical Center Richland not published $30.98 – $30.98
MultiCare Valley Hospital Spokane Valley not published $392.78 – $415.89
MultiCare Auburn Medical Center Auburn not published $401.76 – $433.90
MultiCare Good Samaritan Hospital Puyallup not published $411.05 – $443.93
MultiCare Capital Medical Center Olympia not published $432.36 – $640.53
MultiCare Covington Medical Center Covington not published $401.76 – $433.90

All Washington hospitals for this procedure →