Pr hospital ip/obs care initial straightforward or low level per day at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.90 with first choice vs $851.72 with aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $2.90
united healthcare commercial $84.90
humana medicare advantage $85.73
kaiser foundation hp medicare $85.73
united healthcare medicare advantage $85.73
optum care network medicare advantage $85.73
humana choicecare medicare advantage $85.73
signal health medicare advantage $88.10
multiplan medicare advantage $88.10
premera medicare advantage hmo/ppo $88.10
regence medicare advantage $91.61
aetna medicare advantage hmo $141.98
regence uniform medical plan $153.85
premera commercial $182.06
regence commercial $204.18
cigna commercial $209.35
coventry - first health commercial $254.49
confluence health medicare advantage $273.19
kaiser health plan commercial $478.58
aetna medicare advantage $561.49
aetna medicare advantage ppo $851.72

Visitor-reported prices

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Pr hospital ip/obs care initial straightforward or low level per day at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $169.40 not published
Providence Centralia Hospital Centralia $78.00 not published
Providence Mount Carmel Hospital Colville $169.40 not published
Kadlec Regional Medical Center Richland $151.90 $165.51 – $165.51
Providence Regional Medical Center Everett - Colby Campus Everett $134.68 not published
Providence St Peter Hospital Olympia $78.00 not published
Providence St Luke's Rehabilitation Medical Center Spokane not published $325.96 – $325.96
MultiCare Auburn Medical Center Auburn not published not published

All Washington hospitals for this procedure →