Pet image full body at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$3,370.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,608.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.28 with aetna vs $5,286.40 with coventry - first health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
aetna medicare advantage hmo $5.28 ↓ -100%
first choice commercial $21.83 ↓ -99%
confluence health medicare advantage $40.61 ↓ -99%
united healthcare commercial $850.89 ↓ -75%
humana medicare advantage $863.76 ↓ -74%
humana choicecare medicare advantage $863.76 ↓ -74%
united healthcare medicare advantage $863.76 ↓ -74%
kaiser foundation hp medicare $863.76 ↓ -74%
optum care network medicare advantage $863.76 ↓ -74%
signal health medicare advantage $888.76 ↓ -74%
multiplan medicare advantage $888.76 ↓ -74%
premera medicare advantage hmo/ppo $888.76 ↓ -74%
regence medicare advantage $918.06 ↓ -73%
aetna medicare advantage ppo $1,347.90 ↓ -60%
regence uniform medical plan $1,402.15 ↓ -58%
aetna medicare advantage $1,516.60 ↓ -55%
premera commercial $1,659.30 ↓ -51%
regence commercial $1,860.86 ↓ -45%
kaiser health plan commercial $2,261.05 ↓ -33%
cigna commercial $2,809.58 ↓ -17%
aetna commercial $4,163.04 ↑ +24%
cigna local plus $4,879.35 ↑ +45%
coventry - first health commercial $5,286.40 ↑ +57%

Visitor-reported prices

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Pet image full body at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $5,427.36 $1,655.87 – $6,782.52
Swedish Medical Center Cherry Hill Seattle $5,427.36 $1,655.87 – $6,566.06
Central Medical Center Seattle $7,200.00 $1,459.00 – $1,459.00
Providence Sacred Heart Medical Center and Children's Hospital Spokane $9,733.50 $1,593.45 – $5,195.12
Swedish Issaquah Issaquah $5,427.36 $331.41 – $6,782.52
Providence Holy Family Hospital Spokane $4,256.70 $1,593.45 – $7,301.91
Providence Regional Medical Center Everett - Colby Campus Everett $5,389.28 $1,628.43 – $6,060.98
Providence St Luke's Rehabilitation Medical Center Spokane not published $318.68 – $1,752.80

All Washington hospitals for this procedure →