Ot evaluation high complexity patient/family at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$190.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$374.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.83 with first choice vs $814.73 with confluence health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $2.83 ↓ -99%
multiplan medicare advantage $79.41 ↓ -58%
regence medicare advantage $96.42 ↓ -49%
united healthcare commercial $108.25 ↓ -43%
cigna commercial $113.41 ↓ -41%
kaiser foundation hp medicare $113.44 ↓ -41%
united healthcare medicare advantage $113.44 ↓ -41%
humana medicare advantage $113.44 ↓ -41%
premera medicare advantage hmo/ppo $113.44 ↓ -41%
optum care network medicare advantage $113.44 ↓ -41%
regence uniform medical plan $113.44 ↓ -41%
humana choicecare medicare advantage $113.44 ↓ -41%
regence commercial $113.44 ↓ -41%
signal health medicare advantage $113.89 ↓ -40%
premera commercial $113.89 ↓ -40%
aetna medicare advantage ppo $116.84 ↓ -39%
aetna medicare advantage hmo $119.11 ↓ -38%
kaiser health plan commercial $225.52 ↑ +18%
aetna commercial $235.62 ↑ +24%
cigna local plus $276.16 ↑ +45%
coventry - first health commercial $299.20 ↑ +57%
confluence health medicare advantage $814.73 ↑ +327%

Visitor-reported prices

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Ot evaluation high complexity patient/family at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $334.08 $82.97 – $315.07
Swedish Medical Center Cherry Hill Seattle $334.08 $82.97 – $278.25
Central Medical Center Seattle $396.00 not published
Providence St Luke's Rehabilitation Medical Center Spokane $307.97 $103.71 – $114.08
Providence St Joseph Hospital Chewelah $193.20 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $382.90 $103.71 – $263.94
Swedish Issaquah Issaquah $334.08 $82.97 – $230.24
Providence Centralia Hospital Centralia $233.48 $103.71 – $215.18

All Washington hospitals for this procedure →