Optx mndblr/max alv ridge fx at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,510.67 with multiplan vs $21,824.99 with cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
multiplan medicare advantage $4,510.67
regence medicare advantage $5,477.24
premera medicare advantage hmo/ppo $6,443.81
united healthcare medicare advantage $6,443.81
kaiser foundation hp medicare $6,443.81
humana medicare advantage $6,443.81
optum care network medicare advantage $6,443.81
aetna medicare advantage ppo $6,637.12
aetna medicare advantage hmo $6,766.00
coventry - first health commercial $10,335.00
aetna commercial $14,500.00
regence uniform medical plan $15,091.44
kaiser health plan commercial $15,816.10
regence commercial $18,226.12
cigna commercial $19,205.80
premera commercial $19,923.15
united healthcare commercial $21,787.41
cigna local plus $21,824.99

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Optx mndblr/max alv ridge fx at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle not published $6,855.10 – $23,622.08
Swedish Medical Center Cherry Hill Seattle not published $6,855.10 – $22,748.99
Central Medical Center Seattle not published not published
Providence St Joseph Hospital Chewelah $10,278.80 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $14,294.00 $6,596.73 – $16,788.68
Providence Centralia Hospital Centralia $11,156.08 $6,855.10 – $28,375.60
Providence Mount Carmel Hospital Colville $12,357.80 not published
Providence St Mary Medical Center Walla Walla $8,799.00 $5,189.13 – $12,203.95

All Washington hospitals for this procedure →