New Patient Office Visit (level 5) at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$72.42

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$142.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.43 with first choice vs $1,234.62 with confluence health — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $6.43 ↓ -91%
premera commercial $85.20 ↑ +18%
kaiser health plan commercial $85.63 ↑ +18%
aetna commercial $89.46 ↑ +24%
regence uniform medical plan $99.40 ↑ +37%
regence commercial $99.40 ↑ +37%
cigna commercial $104.85 ↑ +45%
cigna local plus $104.85 ↑ +45%
coventry - first health commercial $113.60 ↑ +57%
aetna medicare advantage $134.21 ↑ +85%
united healthcare commercial $185.93 ↑ +157%
united healthcare medicare advantage $190.21 ↑ +163%
humana medicare advantage $190.21 ↑ +163%
optum care network medicare advantage $190.21 ↑ +163%
humana choicecare medicare advantage $190.21 ↑ +163%
kaiser foundation hp medicare $190.21 ↑ +163%
signal health medicare advantage $194.64 ↑ +169%
multiplan medicare advantage $194.64 ↑ +169%
premera medicare advantage hmo/ppo $194.64 ↑ +169%
regence medicare advantage $200.60 ↑ +177%
aetna medicare advantage hmo $517.73 ↑ +615%
aetna medicare advantage ppo $961.17 ↑ +1227%
confluence health medicare advantage $1,234.62 ↑ +1605%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

New Patient Office Visit (level 5) at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $348.60 not published
Providence Centralia Hospital Centralia $342.16 not published
Providence Mount Carmel Hospital Colville $410.90 not published
Providence Regional Medical Center Everett - Colby Campus Everett $271.96 not published
Providence St Peter Hospital Olympia $342.16 not published
St. Michael Medical Center Silverdale $349.11 $498.33 – $711.90
St. Anne Hospital Burien $241.54 $340.13 – $1,021.99
St. Anthony Hospital Gig Harbor $240.59 $569.52 – $1,173.80

All Washington hospitals for this procedure →