Mrgfus strtctc ablt trgt icr at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$19,466.70

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38,170.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,241.20 with optum care network vs $45,928.24 with united healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
optum care network medicare advantage $1,241.20 ↓ -94%
humana choicecare medicare advantage $1,241.20 ↓ -94%
humana medicare advantage $1,241.20 ↓ -94%
united healthcare medicare advantage $1,241.20 ↓ -94%
kaiser foundation hp medicare $1,241.20 ↓ -94%
cigna commercial $4,045.80 ↓ -79%
multiplan medicare advantage $9,508.56 ↓ -51%
regence medicare advantage $11,546.11 ↓ -41%
aetna commercial $12,900.00 ↓ -34%
premera medicare advantage hmo/ppo $13,583.66 ↓ -30%
aetna medicare advantage ppo $13,991.17 ↓ -28%
aetna medicare advantage hmo $14,262.84 ↓ -27%
premera commercial $22,902.00 ↑ +18%
kaiser health plan commercial $23,016.51 ↑ +18%
first choice commercial $24,447.88 ↑ +26%
regence uniform medical plan $26,719.00 ↑ +37%
regence commercial $26,719.00 ↑ +37%
cigna local plus $28,184.73 ↑ +45%
coventry - first health commercial $30,536.00 ↑ +57%
united healthcare commercial $45,928.24 ↑ +136%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Mrgfus strtctc ablt trgt icr at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $30,651.84 $7,277.00 – $39,199.70
Swedish Medical Center Cherry Hill Seattle $30,651.84 $7,277.00 – $30,193.32
Central Medical Center Seattle not published not published
Swedish Issaquah Issaquah $30,651.84 $7,277.00 – $28,725.31
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $5,419.00 – $31,600.76
Providence Centralia Hospital Centralia not published $12,903.13 – $23,870.78
Swedish Edmonds Hospital Edmonds not published $2,443.00 – $32,230.91
Providence St Mary Medical Center Walla Walla not published $11,597.39 – $22,971.08

All Washington hospitals for this procedure →