Mra, w/o&w/dye, spinal canal at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$898.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,761.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$272.31 with multiplan vs $1,408.80 with coventry - first health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
multiplan medicare advantage $272.31 ↓ -70%
regence medicare advantage $330.66 ↓ -63%
premera medicare advantage hmo/ppo $389.02 ↓ -57%
optum care network medicare advantage $389.02 ↓ -57%
humana medicare advantage $389.02 ↓ -57%
kaiser foundation hp medicare $389.02 ↓ -57%
united healthcare medicare advantage $389.02 ↓ -57%
aetna medicare advantage ppo $400.69 ↓ -55%
aetna medicare advantage hmo $408.47 ↓ -55%
regence uniform medical plan $991.05 ↑ +10%
premera commercial $1,056.60 ↑ +18%
kaiser health plan commercial $1,061.88 ↑ +18%
aetna commercial $1,109.43 ↑ +24%
first choice commercial $1,127.92 ↑ +26%
cigna commercial $1,159.46 ↑ +29%
regence commercial $1,196.91 ↑ +33%
cigna local plus $1,300.32 ↑ +45%
united healthcare commercial $1,315.31 ↑ +46%
coventry - first health commercial $1,408.80 ↑ +57%

Visitor-reported prices

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Mra, w/o&w/dye, spinal canal at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle not published $403.99 – $1,794.70
Swedish Medical Center Cherry Hill Seattle not published $403.99 – $1,737.42
St. Michael Medical Center Silverdale $2,062.30 $1,101.40 – $4,205.46
St. Anne Hospital Burien $1,426.85 $564.47 – $4,205.46
St. Anthony Hospital Gig Harbor $1,421.21 $564.47 – $3,504.55
St. Joseph Medical Center Tacoma $1,547.60 $564.47 – $3,504.55
St. Elizabeth Hospital Enumclaw $1,651.18 $564.47 – $4,205.46
St. Francis Hospital Federal Way $1,466.42 $564.47 – $3,504.55

All Washington hospitals for this procedure →