Meg evoked each addl at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$1,213.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,380.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.95 with first choice vs $3,247.40 with aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $26.95 ↓ -98%
aetna medicare advantage ppo $391.69 ↓ -68%
confluence health medicare advantage $716.07 ↓ -41%
optum care network medicare advantage $969.39 ↓ -20%
humana medicare advantage $969.39 ↓ -20%
kaiser foundation hp medicare $969.39 ↓ -20%
humana choicecare medicare advantage $969.39 ↓ -20%
united healthcare medicare advantage $969.39 ↓ -20%
signal health medicare advantage $989.59 ↓ -18%
multiplan medicare advantage $989.59 ↓ -18%
premera medicare advantage hmo/ppo $989.59 ↓ -18%
united healthcare commercial $1,019.32 ↓ -16%
regence medicare advantage $1,099.79 ↓ -9%
premera commercial $1,428.00 ↑ +18%
kaiser health plan commercial $1,435.14 ↑ +18%
aetna commercial $1,499.40 ↑ +24%
regence commercial $1,666.00 ↑ +37%
regence uniform medical plan $1,666.00 ↑ +37%
cigna local plus $1,757.39 ↑ +45%
cigna commercial $1,757.39 ↑ +45%
coventry - first health commercial $1,904.00 ↑ +57%
aetna medicare advantage hmo $3,247.40 ↑ +168%

Visitor-reported prices

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Meg evoked each addl at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Luke's Rehabilitation Medical Center Spokane not published $605.75 – $605.75
Kadlec Regional Medical Center Richland not published $1,551.89 – $1,551.89
MultiCare Valley Hospital Spokane Valley not published $1,690.86 – $1,790.33
MultiCare Auburn Medical Center Auburn not published $1,729.52 – $1,867.88
MultiCare Good Samaritan Hospital Puyallup not published $1,769.51 – $1,911.07
MultiCare Capital Medical Center Olympia not published $1,861.24 – $2,757.39
MultiCare Covington Medical Center Covington not published $1,729.52 – $1,867.88
MultiCare Mary Bridge Children's Hospital Tacoma not published $1,761.39 – $6,252.93

All Washington hospitals for this procedure →