Knee X-ray at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$273.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$536.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.34 with first choice vs $490.02 with confluence health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $1.34 ↓ -100%
aetna medicare advantage $10.96 ↓ -96%
aetna medicare advantage hmo $30.08 ↓ -89%
aetna medicare advantage ppo $30.46 ↓ -89%
united healthcare commercial $53.21 ↓ -81%
humana medicare advantage $54.54 ↓ -80%
optum care network medicare advantage $54.54 ↓ -80%
kaiser foundation hp medicare $54.54 ↓ -80%
united healthcare medicare advantage $54.54 ↓ -80%
humana choicecare medicare advantage $54.54 ↓ -80%
signal health medicare advantage $56.13 ↓ -79%
multiplan medicare advantage $56.13 ↓ -79%
premera medicare advantage hmo/ppo $56.13 ↓ -79%
regence medicare advantage $57.41 ↓ -79%
regence uniform medical plan $87.56 ↓ -68%
premera commercial $103.61 ↓ -62%
coventry - first health commercial $108.76 ↓ -60%
regence commercial $116.20 ↓ -57%
kaiser health plan commercial $134.49 ↓ -51%
cigna commercial $175.70 ↓ -36%
aetna commercial $310.57 ↑ +14%
cigna local plus $392.34 ↑ +44%
confluence health medicare advantage $490.02 ↑ +79%

Visitor-reported prices

visitor-reported
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Knee X-ray at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $264.48 $121.06 – $526.78
Swedish Medical Center Cherry Hill Seattle $264.48 $121.06 – $509.96
Central Medical Center Seattle $368.00 $107.00 – $107.00
Providence St Luke's Rehabilitation Medical Center Spokane $512.82 $36.74 – $128.15
Providence St Joseph Hospital Chewelah $457.80 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $660.10 $116.50 – $403.49
Swedish Issaquah Issaquah $264.48 $121.40 – $526.78
Providence Centralia Hospital Centralia $707.47 $121.06 – $698.26

All Washington hospitals for this procedure →