Ins mark thor for right perq at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$2,542.86

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,986.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.89 with first choice vs $3,681.66 with cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $15.89 ↓ -99%
aetna medicare advantage ppo $90.32 ↓ -96%
confluence health medicare advantage $95.57 ↓ -96%
aetna medicare advantage $119.27 ↓ -95%
aetna medicare advantage hmo $137.00 ↓ -95%
united healthcare commercial $177.34 ↓ -93%
humana medicare advantage $180.37 ↓ -93%
humana choicecare medicare advantage $180.37 ↓ -93%
united healthcare medicare advantage $180.37 ↓ -93%
kaiser foundation hp medicare $180.37 ↓ -93%
optum care network medicare advantage $180.37 ↓ -93%
signal health medicare advantage $183.02 ↓ -93%
multiplan medicare advantage $183.02 ↓ -93%
premera medicare advantage hmo/ppo $183.02 ↓ -93%
regence medicare advantage $191.34 ↓ -92%
regence uniform medical plan $322.08 ↓ -87%
premera commercial $381.15 ↓ -85%
cigna commercial $585.56 ↓ -77%
kaiser health plan commercial $870.74 ↓ -66%
regence commercial $1,274.05 ↓ -50%
coventry - first health commercial $1,611.86 ↓ -37%
aetna commercial $3,141.18 ↑ +24%
cigna local plus $3,681.66 ↑ +45%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ins mark thor for right perq at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $5,800.32 $1,602.81 – $5,853.10
Swedish Medical Center Cherry Hill Seattle $5,800.32 $1,602.81 – $5,666.30
Central Medical Center Seattle not published not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $4,055.10 $1,542.40 – $4,483.22
Swedish Issaquah Issaquah $5,800.32 $1,607.31 – $5,853.10
Providence St Mary Medical Center Walla Walla $712.60 $1,227.80 – $2,853.44
Kadlec Regional Medical Center Richland $814.10 $294.32 – $4,869.28
Providence Regional Medical Center Everett - Colby Campus Everett $1,932.32 $1,576.25 – $12,868.00

All Washington hospitals for this procedure →