Incisn of toe tndn at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$2,428.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,761.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.80 with first choice vs $3,515.52 with cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $6.80 ↓ -100%
aetna medicare advantage ppo $18.76 ↓ -99%
aetna medicare advantage hmo $120.36 ↓ -95%
confluence health medicare advantage $125.65 ↓ -95%
united healthcare commercial $222.36 ↓ -91%
humana medicare advantage $232.19 ↓ -90%
humana choicecare medicare advantage $232.19 ↓ -90%
united healthcare medicare advantage $232.19 ↓ -90%
kaiser foundation hp medicare $232.19 ↓ -90%
optum care network medicare advantage $232.19 ↓ -90%
multiplan medicare advantage $236.11 ↓ -90%
signal health medicare advantage $236.11 ↓ -90%
premera medicare advantage hmo/ppo $236.11 ↓ -90%
regence medicare advantage $239.92 ↓ -90%
aetna medicare advantage $377.88 ↓ -84%
regence uniform medical plan $387.12 ↓ -84%
premera commercial $458.12 ↓ -81%
regence commercial $577.68 ↓ -76%
coventry - first health commercial $589.51 ↓ -76%
cigna commercial $734.22 ↓ -70%
kaiser health plan commercial $892.26 ↓ -63%
aetna commercial $2,999.43 ↑ +24%
cigna local plus $3,515.52 ↑ +45%

Visitor-reported prices

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Incisn of toe tndn at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle not published $1,862.04 – $6,600.75
Swedish Medical Center Cherry Hill Seattle not published $1,862.04 – $6,356.78
Central Medical Center Seattle not published not published
MultiCare Yakima Memorial Hospital Yakima $1,768.80 $1,918.31 – $5,002.19
St. Michael Medical Center Silverdale $1,525.86 $2,178.08 – $6,760.89
St. Anne Hospital Burien $1,055.70 $1,486.63 – $3,111.54
St. Anthony Hospital Gig Harbor $1,051.53 $2,489.23 – $3,903.19
MultiCare Auburn Medical Center Auburn $3,665.60 $1,496.70 – $7,718.72

All Washington hospitals for this procedure →