Exc isch pr ulc prm sut ostc at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$2,182.30 with multiplan vs $12,900.00 with aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
multiplan medicare advantage $2,182.30
regence medicare advantage $2,649.94
premera medicare advantage hmo/ppo $3,117.57
optum care network medicare advantage $3,117.57
humana medicare advantage $3,117.57
kaiser foundation hp medicare $3,117.57
united healthcare medicare advantage $3,117.57
aetna medicare advantage ppo $3,211.10
aetna medicare advantage hmo $3,273.45
regence uniform medical plan $7,322.56
coventry - first health commercial $7,541.00
kaiser health plan commercial $7,651.59
regence commercial $8,843.55
cigna commercial $9,291.94
premera commercial $9,666.97
united healthcare commercial $10,540.94
cigna local plus $10,559.13
aetna commercial $12,900.00

Visitor-reported prices

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Exc isch pr ulc prm sut ostc at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle not published $3,363.63 – $11,292.99
Swedish Medical Center Cherry Hill Seattle not published $3,363.63 – $10,875.59
Central Medical Center Seattle not published not published
Providence St Luke's Rehabilitation Medical Center Spokane not published $3,236.85 – $3,560.54
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $3,236.85 – $8,237.79
Swedish Issaquah Issaquah not published $3,373.07 – $11,292.99
Providence Centralia Hospital Centralia not published $3,363.63 – $13,565.51
Swedish Edmonds Hospital Edmonds not published $2,443.00 – $11,223.43

All Washington hospitals for this procedure →