Exc benign feenlm 3.1-4.0cm 11444 at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$2,459.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,823.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.41 with first choice vs $3,561.30 with cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $8.41 ↓ -100%
united healthcare commercial $239.45 ↓ -90%
humana medicare advantage $247.94 ↓ -90%
united healthcare medicare advantage $247.94 ↓ -90%
kaiser foundation hp medicare $247.94 ↓ -90%
optum care network medicare advantage $247.94 ↓ -90%
humana choicecare medicare advantage $247.94 ↓ -90%
signal health medicare advantage $251.58 ↓ -90%
multiplan medicare advantage $251.58 ↓ -90%
premera medicare advantage hmo/ppo $251.58 ↓ -90%
regence medicare advantage $258.35 ↓ -89%
regence uniform medical plan $420.27 ↓ -83%
premera commercial $497.35 ↓ -80%
coventry - first health commercial $698.70 ↓ -72%
regence commercial $704.67 ↓ -71%
aetna medicare advantage hmo $721.17 ↓ -71%
cigna commercial $790.64 ↓ -68%
kaiser health plan commercial $985.90 ↓ -60%
aetna medicare advantage ppo $1,105.17 ↓ -55%
aetna medicare advantage $2,343.31 ↓ -5%
confluence health medicare advantage $2,504.43 ↑ +2%
aetna commercial $3,038.49 ↑ +24%
cigna local plus $3,561.30 ↑ +45%

Visitor-reported prices

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Exc benign feenlm 3.1-4.0cm 11444 at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $4,420.32 $1,912.53 – $6,684.56
Swedish Medical Center Cherry Hill Seattle $4,420.32 $1,912.53 – $6,437.49
Central Medical Center Seattle not published not published
Providence St Joseph Hospital Chewelah $2,244.20 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $3,550.40 $1,840.45 – $4,683.94
Swedish Issaquah Issaquah $4,420.32 $1,917.90 – $6,684.56
Providence Centralia Hospital Centralia $3,463.72 $1,912.53 – $8,029.71
Providence Mount Carmel Hospital Colville $2,624.30 not published

All Washington hospitals for this procedure →