Exc ben+marg excep skin tag snhfg 2.1-3cm 11423 at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$2,128.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,173.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.06 with first choice vs $3,081.34 with cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $6.06 ↓ -100%
united healthcare commercial $167.32 ↓ -92%
aetna medicare advantage hmo $167.75 ↓ -92%
optum care network medicare advantage $174.70 ↓ -92%
united healthcare medicare advantage $174.70 ↓ -92%
kaiser foundation hp medicare $174.70 ↓ -92%
humana medicare advantage $174.70 ↓ -92%
humana choicecare medicare advantage $174.70 ↓ -92%
signal health medicare advantage $177.06 ↓ -92%
multiplan medicare advantage $177.06 ↓ -92%
premera medicare advantage hmo/ppo $177.06 ↓ -92%
regence medicare advantage $180.53 ↓ -92%
regence uniform medical plan $291.44 ↓ -86%
premera commercial $344.89 ↓ -84%
coventry - first health commercial $499.02 ↓ -77%
regence commercial $509.62 ↓ -76%
cigna commercial $552.47 ↓ -74%
aetna medicare advantage ppo $599.50 ↓ -72%
kaiser health plan commercial $665.27 ↓ -69%
aetna medicare advantage $1,108.95 ↓ -48%
confluence health medicare advantage $1,380.40 ↓ -35%
aetna commercial $2,628.99 ↑ +24%
cigna local plus $3,081.34 ↑ +45%

Visitor-reported prices

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Exc ben+marg excep skin tag snhfg 2.1-3cm 11423 at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $5,117.76 $1,912.53 – $6,684.56
Swedish Medical Center Cherry Hill Seattle $5,117.76 $1,912.53 – $6,437.49
Central Medical Center Seattle not published not published
Providence St Joseph Hospital Chewelah $1,516.90 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $4,026.40 $1,840.45 – $4,683.94
Swedish Issaquah Issaquah $5,117.76 $1,917.90 – $6,684.56
Providence Centralia Hospital Centralia $3,463.72 $1,912.53 – $8,029.71
Providence Mount Carmel Hospital Colville $1,817.20 not published

All Washington hospitals for this procedure →