ER Visit (level 3) at Virginia Mason Medical Center
1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.09 with first choice vs $1,634.00 with aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| first choice | commercial | $2.09 | — |
| united healthcare | commercial | $72.18 | — |
| humana | medicare advantage | $72.21 | — |
| united healthcare | medicare advantage | $72.21 | — |
| kaiser foundation | hp medicare | $72.21 | — |
| optum care network | medicare advantage | $72.21 | — |
| humana | choicecare medicare advantage | $72.21 | — |
| signal health | medicare advantage | $74.18 | — |
| multiplan | medicare advantage | $74.18 | — |
| premera | medicare advantage hmo/ppo | $74.18 | — |
| regence | medicare advantage | $77.88 | — |
| regence | uniform medical plan | $133.21 | — |
| premera | commercial | $157.64 | — |
| coventry - first health | commercial | $164.34 | — |
| regence | commercial | $176.79 | — |
| cigna | commercial | $177.98 | — |
| aetna | medicare advantage | $287.63 | — |
| kaiser health plan | commercial | $307.45 | — |
| aetna | medicare advantage ppo | $310.66 | — |
| aetna | medicare advantage hmo | $316.69 | — |
| confluence health | medicare advantage | $577.70 | — |
| cigna | local plus | $1,021.54 | — |
| aetna | commercial | $1,634.00 | — |
Visitor-reported prices
Comments
ER Visit (level 3) at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $630.72 | $316.11 – $1,087.67 |
| Swedish Medical Center Cherry Hill | Seattle | $630.72 | $316.11 – $1,047.46 |
| Central Medical Center | Seattle | $1,180.80 | $451.00 – $451.00 |
| Providence St Joseph Hospital | Chewelah | $345.80 | not published |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $599.20 | $304.19 – $774.17 |
| Swedish Issaquah | Issaquah | $630.72 | $316.99 – $1,087.67 |
| Providence Centralia Hospital | Centralia | $826.80 | $316.11 – $1,391.41 |
| Providence Mount Carmel Hospital | Colville | $308.70 | not published |